Mortgage lending in Covington County, Alabama
Lenders in Covington County, Alabama reported 1,222 mortgage applications for 2025, according to the CFPB.
1,222 mortgage applications and 604 loans originated in 2025; the denial rate was 32.6% of 975 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Covington County, AL.
- 1,222
- Applications
- 604
- Loans originated
- 32.6%
- Denial rate
- 318 denied of 975 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,222 | 604 |
| 2024 | 979 | 497 |
| 2023 | 1,047 | 510 |
| 2022 | 1,355 | 676 |
| 2021 | 1,695 | 996 |
| 2020 | 1,408 | 774 |
| 2019 | 1,057 | 564 |
| 2018 | 1,015 | 535 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CCB Community Bank | 101 | 115 |
| All IN Credit Union | 51 | 94 |
| Rocket Mortgage | 44 | 76 |
| Movement Mortgage, LLC | 40 | 58 |
| United Wholesale Mortgage | 30 | 36 |
| 21ST Mortgage | 24 | 80 |
| Mortgage Research Center | 19 | 42 |
| Union Home Mortgage Corp. | 19 | 23 |
| Navy Federal Credit Union | 13 | 32 |
| CMG Mortgage Inc | 13 | 20 |
| Regions Bank | 11 | 34 |
| loanDepot.com LLC | 10 | 20 |
| Freedom Mortgage Corporation | 10 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 63 |
| Towne Mortgage Company | 9 | 9 |
| Guardian Credit Union | 7 | 21 |
| Nationstar Mortgage | 7 | 7 |
| Troy Bank and Trust | 7 | 7 |
| New Day Financial, LLC. | 7 | 29 |
| Guaranteed Rate, Inc. | 7 | 14 |
| Amerisave Mortgage Company | 6 | 30 |
| Cadence Bank | 6 | 8 |
| Pennymac Loan Services LLC | 6 | 17 |
| Trustmark Bank | 5 | 5 |
| Figure Lending LLC | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 103 | 51.2% of 80 decided |
| White | 964 | 28.8% of 775 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 128 | 44.1% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 1,037 | 29.9% of 827 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 157 | 48.8% of 127 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 458 | 31.7% of 363 decided |
| Female | 287 | 43.8% of 226 decided |
| Joint | 393 | 23.2% of 319 decided |
| Sex Not Available | 84 | 44.8% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2115 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved