Mortgage lending in Henry County, Alabama
Lenders in Henry County, Alabama reported 928 mortgage applications for 2025, according to the CFPB.
928 mortgage applications and 488 loans originated in 2025; the denial rate was 30.7% of 769 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henry County, AL HUD Metro FMR Area.
- 928
- Applications
- 488
- Loans originated
- 30.7%
- Denial rate
- 236 denied of 769 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 928 | 488 |
| 2024 | 718 | 395 |
| 2023 | 727 | 370 |
| 2022 | 823 | 395 |
| 2021 | 1,009 | 632 |
| 2020 | 1,008 | 660 |
| 2019 | 665 | 425 |
| 2018 | 603 | 367 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 36 | 53 |
| HNB First Bank | 33 | 45 |
| Peoplessouth Bank | 25 | 29 |
| All IN Credit Union | 24 | 50 |
| DHI Mortgage Company, LTD. | 22 | 36 |
| Five Star Credit Union | 22 | 41 |
| Towne Mortgage Company | 20 | 22 |
| Interlinc Mortgage Services, LLC | 14 | 18 |
| Mortgage Research Center | 13 | 23 |
| Fairway Independent Mort Corp | 13 | 19 |
| Movement Mortgage, LLC | 11 | 22 |
| 21ST Mortgage | 11 | 62 |
| Navy Federal Credit Union | 10 | 21 |
| United Wholesale Mortgage | 10 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 40 |
| Union Home Mortgage Corp. | 9 | 12 |
| Southern Energy Credit Union | 9 | 14 |
| Regions Bank | 8 | 21 |
| Renasant Bank | 7 | 7 |
| River Bank & Trust | 7 | 7 |
| First State Bank of Blakely | 7 | 7 |
| Freedom Mortgage Corporation | 7 | 13 |
| Crosscountry Mortgage, LLC | 7 | 12 |
| Bankplus | 6 | 6 |
| Tyndall Federal Credit Union | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 167 | 63.4% of 131 decided |
| White | 612 | 23.4% of 518 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 116 | 32.6% of 92 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 764 | 30.4% of 641 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 130 | 37.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 326 | 35.6% of 267 decided |
| Female | 197 | 42.9% of 161 decided |
| Joint | 332 | 19.4% of 284 decided |
| Sex Not Available | 73 | 29.8% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1525 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved