Mortgage lending in Marengo County, Alabama
Lenders in Marengo County, Alabama reported 533 mortgage applications for 2025, according to the CFPB.
533 mortgage applications and 191 loans originated in 2025; the denial rate was 42.1% of 406 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Marengo County, AL.
- 533
- Applications
- 191
- Loans originated
- 42.1%
- Denial rate
- 171 denied of 406 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 533 | 191 |
| 2024 | 417 | 162 |
| 2023 | 427 | 172 |
| 2022 | 519 | 188 |
| 2021 | 681 | 312 |
| 2020 | 590 | 262 |
| 2019 | 465 | 235 |
| 2018 | 481 | 269 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 25 | 35 |
| Trustmark Bank | 22 | 30 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 106 |
| Triad Financial Services, Inc. | 9 | 42 |
| Robertson Banking Company | 9 | 13 |
| United Wholesale Mortgage | 8 | 14 |
| First Federal Bank | 8 | 8 |
| Plains Commerce Bank | 6 | 8 |
| Alabama ONE Credit Union | 6 | 10 |
| 21ST Mortgage | 6 | 58 |
| Regions Bank | 6 | 24 |
| Mortgage Research Center | 5 | 8 |
| loanDepot.com LLC | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 6 |
| Movement Mortgage, LLC | 3 | 4 |
| Firstbank | 3 | 15 |
| New Day Financial, LLC. | 3 | 6 |
| Cadence Bank | 3 | 3 |
| Peoples Banik of Greensboro | 2 | 2 |
| Hamilton Mortgage Corporation | 2 | 2 |
| Coastal Community Bank | 2 | 4 |
| Click n' Close, Inc. | 2 | 3 |
| Newrez LLC | 2 | 10 |
| Guardian Credit Union | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 298 | 53.1% of 224 decided |
| White | 166 | 24.1% of 137 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 439 | 40.1% of 347 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 197 | 37.8% of 148 decided |
| Female | 181 | 52.1% of 140 decided |
| Joint | 115 | 35.0% of 97 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2116 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved