First Federal Bank
First Federal Bank reported 1,836 mortgage applications for 2025, according to the CFPB.
1,836 mortgage applications and 1,328 loans originated in 2025; the denial rate was 4.5% of 1,409 applications decided. Its RSSD in the 2023 reporter panel is 814074. From 2025, the CFPB’s Snapshot release.
The same RSSD is First Federal Bank, A FSB’s: its bank page on the banks hub.
- 1,836
- Applications
- 1,328
- Loans originated
- 4.5%
- Denial rate
- 63 denied of 1,409 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First Federal Bank | 1,836 |
| 2024 | First Federal Bank | 1,872 |
| 2023 | First Federal Bank | 1,735 |
| 2022 | First Federal Bank | 2,320 |
| 2021 | First Federal Bank | 4,139 |
| 2020 | First Federal Bank A FSB | 4,375 |
| 2019 | First Federal Bank A FSB | 2,403 |
| 2018 | First Federal Bank A FSB | 2,267 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 30 | no rate: base under 50 |
| Black or African American | 226 | 13.5% of 170 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,384 | 3.2% of 1,079 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 148 | 0.9% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 65 | no rate: base under 50 |
| Not Hispanic or Latino | 1,598 | 4.6% of 1,233 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 145 | 2.7% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 693 | 4.8% of 543 decided |
| Female | 456 | 6.9% of 347 decided |
| Joint | 595 | 2.7% of 450 decided |
| Sex Not Available | 92 | 1.5% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved