Mortgage lending in Dallas County, Alabama
Lenders in Dallas County, Alabama reported 763 mortgage applications for 2025, according to the CFPB.
763 mortgage applications and 322 loans originated in 2025; the denial rate was 41.5% of 610 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas County, AL.
- 763
- Applications
- 322
- Loans originated
- 41.5%
- Denial rate
- 253 denied of 610 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 763 | 322 |
| 2024 | 711 | 256 |
| 2023 | 667 | 246 |
| 2022 | 829 | 319 |
| 2021 | 995 | 467 |
| 2020 | 920 | 432 |
| 2019 | 676 | 290 |
| 2018 | 710 | 293 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 32 | 44 |
| Rocket Mortgage | 24 | 45 |
| CMG Mortgage Inc | 14 | 15 |
| Regions Bank | 14 | 50 |
| Marion Community Bank | 10 | 13 |
| First Cahawba Bank | 10 | 22 |
| United Wholesale Mortgage | 10 | 20 |
| Hamilton Mortgage Corporation | 9 | 10 |
| Mortgage Research Center | 8 | 18 |
| Firstbank | 8 | 11 |
| 21ST Mortgage | 8 | 57 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 70 |
| Fairway Independent Mort Corp | 7 | 8 |
| Crosscountry Mortgage, LLC | 7 | 12 |
| JPMorgan Chase Bank, NA | 7 | 8 |
| Guild Mortgage Company | 6 | 9 |
| Southstate Bank, National Association | 6 | 8 |
| Triad Financial Services, Inc. | 5 | 13 |
| New American Funding, LLC. | 5 | 17 |
| Guardian Credit Union | 5 | 8 |
| Alabama State Employees CU | 5 | 5 |
| Mutual of Omaha Mortgage | 5 | 5 |
| Newrez LLC | 4 | 15 |
| Union Home Mortgage Corp. | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 407 | 47.5% of 324 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 246 | 31.0% of 203 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 93 | 48.6% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 625 | 40.3% of 511 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 115 | 47.6% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 265 | 39.6% of 217 decided |
| Female | 288 | 46.5% of 226 decided |
| Joint | 155 | 30.4% of 125 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2307 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved