Mortgage lending in Marshall County, Alabama
Lenders in Marshall County, Alabama reported 3,732 mortgage applications for 2025, according to the CFPB.
3,732 mortgage applications and 2,206 loans originated in 2025; the denial rate was 22.0% of 2,969 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Marshall County, AL.
- 3,732
- Applications
- 2,206
- Loans originated
- 22.0%
- Denial rate
- 652 denied of 2,969 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,732 | 2,206 |
| 2024 | 3,436 | 1,999 |
| 2023 | 3,242 | 1,838 |
| 2022 | 4,224 | 2,457 |
| 2021 | 5,406 | 3,413 |
| 2020 | 4,748 | 3,002 |
| 2019 | 3,402 | 2,083 |
| 2018 | 3,072 | 1,861 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Redstone Federal Credit Union | 179 | 272 |
| Canopy Mortgage, LLC | 147 | 216 |
| Family Savings Credit Union | 140 | 143 |
| United Wholesale Mortgage | 114 | 156 |
| Rocket Mortgage | 113 | 175 |
| Local Bank | 84 | 105 |
| Regions Bank | 83 | 168 |
| Liberty Bank | 81 | 83 |
| Cadence Bank | 59 | 84 |
| TJC Mortgage Inc | 52 | 59 |
| Renasant Bank | 47 | 54 |
| Mortgage Research Center | 40 | 79 |
| Citizens Bank & Trust | 35 | 41 |
| 21ST Mortgage | 34 | 133 |
| Hamilton Mortgage Corporation | 33 | 36 |
| First Federal Bank | 30 | 40 |
| First Community Mortgage, Inc. | 28 | 29 |
| Pennymac Loan Services LLC | 28 | 57 |
| Fairway Independent Mort Corp | 27 | 36 |
| GMFS, LLC | 26 | 36 |
| Peoples Independent Bank | 24 | 27 |
| Nationstar Mortgage | 24 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 23 | 216 |
| Navy Federal Credit Union | 21 | 36 |
| Kind Lending, LLC | 19 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 100 | 29.1% of 79 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,037 | 21.4% of 2,443 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 479 | 23.2% of 358 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 253 | 23.1% of 212 decided |
| Not Hispanic or Latino | 2,927 | 21.3% of 2,337 decided |
| Joint | 49 | no rate: base under 50 |
| Ethnicity Not Available | 503 | 24.8% of 383 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,463 | 22.2% of 1,169 decided |
| Female | 722 | 30.6% of 568 decided |
| Joint | 1,264 | 17.1% of 1,023 decided |
| Sex Not Available | 283 | 20.6% of 209 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1106 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved