Mortgage lending in Limestone County, Alabama
Lenders in Limestone County, Alabama reported 6,626 mortgage applications for 2025, according to the CFPB.
6,626 mortgage applications and 4,075 loans originated in 2025; the denial rate was 18.8% of 5,316 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huntsville, AL MSA.
- 6,626
- Applications
- 4,075
- Loans originated
- 18.8%
- Denial rate
- 1,000 denied of 5,316 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,626 | 4,075 |
| 2024 | 6,259 | 3,933 |
| 2023 | 5,341 | 3,275 |
| 2022 | 6,668 | 4,125 |
| 2021 | 9,482 | 6,310 |
| 2020 | 8,824 | 5,911 |
| 2019 | 5,629 | 3,724 |
| 2018 | 4,681 | 3,070 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Redstone Federal Credit Union | 375 | 609 |
| United Wholesale Mortgage | 265 | 339 |
| Rocket Mortgage | 225 | 325 |
| Lennar Mortgage, LLC | 198 | 251 |
| Regions Bank | 136 | 294 |
| DHI Mortgage Company, LTD. | 132 | 188 |
| Trustmark Bank | 124 | 149 |
| Heritage Mortgage, LLC | 116 | 143 |
| Freedom Mortgage Corporation | 99 | 159 |
| loanDepot.com LLC | 93 | 134 |
| DSLD Mortgage LLC | 82 | 106 |
| Firstbank | 80 | 94 |
| Synovus Bank | 78 | 100 |
| Stockton Mortgage Corporation | 72 | 90 |
| Bank Independent | 67 | 95 |
| Movement Mortgage, LLC | 65 | 80 |
| Mortgage Research Center | 65 | 150 |
| Pennymac Loan Services LLC | 62 | 136 |
| Canopy Mortgage, LLC | 61 | 86 |
| Navy Federal Credit Union | 59 | 94 |
| Vanderbilt Mortgage and Finance, Inc | 48 | 210 |
| First National Bank of Pulaski | 46 | 57 |
| PNC Bank N.A. | 43 | 91 |
| Assurance Financial Group, L.L.C. | 35 | 58 |
| Nationstar Mortgage | 34 | 45 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 54 | no rate: base under 50 |
| Asian | 180 | 15.8% of 146 decided |
| Black or African American | 895 | 24.9% of 706 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,391 | 17.2% of 3,566 decided |
| 2 or more minority races | withheld | |
| Joint | 137 | 14.7% of 109 decided |
| Race Not Available | 939 | 19.9% of 720 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 318 | 25.6% of 266 decided |
| Not Hispanic or Latino | 5,221 | 18.2% of 4,213 decided |
| Joint | withheld | |
| Ethnicity Not Available | 935 | 20.3% of 714 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,652 | 19.9% of 2,123 decided |
| Female | 1,374 | 24.3% of 1,117 decided |
| Joint | 2,116 | 13.7% of 1,717 decided |
| Sex Not Available | 484 | 19.2% of 359 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 591 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved