Mortgage lending in Talladega County, Alabama
Lenders in Talladega County, Alabama reported 3,112 mortgage applications for 2025, according to the CFPB.
3,112 mortgage applications and 1,452 loans originated in 2025; the denial rate was 32.9% of 2,429 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Talladega County, AL.
- 3,112
- Applications
- 1,452
- Loans originated
- 32.9%
- Denial rate
- 800 denied of 2,429 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,112 | 1,452 |
| 2024 | 2,912 | 1,359 |
| 2023 | 2,619 | 1,146 |
| 2022 | 3,304 | 1,534 |
| 2021 | 4,083 | 2,180 |
| 2020 | 3,340 | 1,839 |
| 2019 | 2,472 | 1,284 |
| 2018 | 2,425 | 1,130 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Mortgage Company | 117 | 155 |
| Rocket Mortgage | 87 | 130 |
| United Wholesale Mortgage | 61 | 90 |
| America's First Federal Cu | 54 | 87 |
| Regions Bank | 49 | 149 |
| First Bank of Alabama | 47 | 60 |
| Fairway Independent Mort Corp | 46 | 48 |
| Lennar Mortgage, LLC | 43 | 71 |
| Lendlo Mortgage, LLC | 30 | 48 |
| Mortgage Research Center | 30 | 83 |
| Triad Financial Services, Inc. | 28 | 104 |
| 21ST Mortgage | 28 | 218 |
| Vanderbilt Mortgage and Finance, Inc | 27 | 256 |
| Heritage South Credit Union | 27 | 27 |
| Firstbank | 27 | 81 |
| Freedom Mortgage Corporation | 21 | 47 |
| loanDepot.com LLC | 20 | 40 |
| Ocmbc, Inc. | 19 | 22 |
| Newrez LLC | 18 | 39 |
| Metro Bank | 18 | 26 |
| Southpoint Bank | 16 | 21 |
| Inspire Home Loans Inc. | 16 | 24 |
| Movement Mortgage, LLC | 16 | 31 |
| Ameris Bank | 16 | 18 |
| Acopia, LLC | 15 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 51 | no rate: base under 50 |
| Black or African American | 850 | 49.9% of 646 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,772 | 25.1% of 1,396 decided |
| 2 or more minority races | 12 | no rate: base under 50 |
| Joint | 45 | no rate: base under 50 |
| Race Not Available | 372 | 32.8% of 293 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 64 | no rate: base under 50 |
| Not Hispanic or Latino | 2,555 | 31.6% of 2,002 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 461 | 42.6% of 359 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,143 | 30.7% of 903 decided |
| Female | 915 | 40.2% of 697 decided |
| Joint | 825 | 27.4% of 654 decided |
| Sex Not Available | 229 | 36.6% of 175 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1694 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved