Mortgage lending in Walker County, Alabama
Lenders in Walker County, Alabama reported 2,415 mortgage applications for 2025, according to the CFPB.
2,415 mortgage applications and 1,076 loans originated in 2025; the denial rate was 34.6% of 1,834 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Walker County, AL HUD Metro FMR Area.
- 2,415
- Applications
- 1,076
- Loans originated
- 34.6%
- Denial rate
- 635 denied of 1,834 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,415 | 1,076 |
| 2024 | 2,221 | 965 |
| 2023 | 2,162 | 899 |
| 2022 | 2,512 | 1,083 |
| 2021 | 2,868 | 1,463 |
| 2020 | 2,614 | 1,395 |
| 2019 | 1,985 | 1,046 |
| 2018 | 1,936 | 980 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Synovus Bank | 93 | 115 |
| United Wholesale Mortgage | 85 | 107 |
| Rocket Mortgage | 76 | 125 |
| Vanderbilt Mortgage and Finance, Inc | 55 | 363 |
| Southern Energy Credit Union | 50 | 81 |
| 21ST Mortgage | 44 | 168 |
| Guild Mortgage Company | 37 | 61 |
| Triad Financial Services, Inc. | 29 | 71 |
| PNC Bank N.A. | 25 | 62 |
| Mortgage Research Center | 24 | 53 |
| New American Funding, LLC. | 24 | 64 |
| Prosperity Home Mortgage, LLC | 23 | 32 |
| Regions Bank | 22 | 55 |
| BankFirst Financial Services | 21 | 27 |
| Pinnacle Bank | 21 | 25 |
| Leaderone Financial Corp. | 19 | 38 |
| America's First Federal Cu | 16 | 25 |
| Firstbank | 15 | 82 |
| Crosscountry Mortgage, LLC | 15 | 21 |
| AlaTrust Credit Union | 13 | 26 |
| Towne Mortgage Company | 13 | 16 |
| Cadence Bank | 12 | 14 |
| Movement Mortgage, LLC | 11 | 12 |
| loanDepot.com LLC | 9 | 22 |
| Avadian Credit Union | 8 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 111 | 50.0% of 76 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,045 | 33.9% of 1,577 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 205 | 33.8% of 145 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 29 | no rate: base under 50 |
| Not Hispanic or Latino | 2,036 | 33.1% of 1,582 decided |
| Joint | withheld | |
| Ethnicity Not Available | 323 | 44.3% of 210 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 926 | 33.5% of 690 decided |
| Female | 532 | 43.4% of 403 decided |
| Joint | 811 | 30.0% of 639 decided |
| Sex Not Available | 146 | 36.3% of 102 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1913 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved