Mortgage lending in DeKalb County, Alabama
Lenders in DeKalb County, Alabama reported 2,364 mortgage applications for 2025, according to the CFPB.
2,364 mortgage applications and 1,215 loans originated in 2025; the denial rate was 29.0% of 1,844 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: DeKalb County, AL.
- 2,364
- Applications
- 1,215
- Loans originated
- 29.0%
- Denial rate
- 535 denied of 1,844 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,364 | 1,215 |
| 2024 | 1,951 | 969 |
| 2023 | 1,778 | 891 |
| 2022 | 1,969 | 1,040 |
| 2021 | 2,528 | 1,444 |
| 2020 | 2,084 | 1,267 |
| 2019 | 1,720 | 987 |
| 2018 | 1,606 | 911 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 89 | 136 |
| United Wholesale Mortgage | 76 | 111 |
| Regions Bank | 67 | 170 |
| Family Savings Credit Union | 60 | 64 |
| Liberty Bank | 55 | 63 |
| WinSouth Credit Union | 42 | 74 |
| Vanderbilt Mortgage and Finance, Inc | 34 | 231 |
| Emblem Credit Union | 32 | 67 |
| Mortgage Research Center | 31 | 66 |
| Renasant Bank | 28 | 34 |
| Fairway Independent Mort Corp | 28 | 38 |
| Redstone Federal Credit Union | 27 | 43 |
| Mortgage Investors Group | 27 | 27 |
| New American Funding, LLC. | 23 | 48 |
| Canopy Mortgage, LLC | 21 | 30 |
| Kind Lending, LLC | 20 | 33 |
| Citizens Bank & Trust, Inc. | 19 | 21 |
| loanDepot.com LLC | 19 | 41 |
| First Federal Bank | 18 | 28 |
| Victorian Finance, LLC | 18 | 27 |
| Stockton Mortgage Corporation | 16 | 21 |
| 21ST Mortgage | 16 | 86 |
| Peoples Independent Bank | 14 | 21 |
| Bank of Dade | 14 | 16 |
| PNC Bank N.A. | 14 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 45 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,989 | 27.7% of 1,565 decided |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 248 | 33.5% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 140 | 37.8% of 111 decided |
| Not Hispanic or Latino | 1,911 | 27.5% of 1,498 decided |
| Joint | withheld | |
| Ethnicity Not Available | 265 | 34.2% of 193 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 917 | 27.4% of 720 decided |
| Female | 488 | 37.8% of 370 decided |
| Joint | 816 | 25.6% of 645 decided |
| Sex Not Available | 143 | 30.3% of 109 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1524 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved