Mortgage lending in Bibb County, Alabama
Lenders in Bibb County, Alabama reported 711 mortgage applications for 2025, according to the CFPB.
711 mortgage applications and 299 loans originated in 2025; the denial rate was 37.2% of 554 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Birmingham-Hoover, AL HUD Metro FMR Area.
- 711
- Applications
- 299
- Loans originated
- 37.2%
- Denial rate
- 206 denied of 554 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 711 | 299 |
| 2024 | 618 | 274 |
| 2023 | 636 | 221 |
| 2022 | 836 | 350 |
| 2021 | 869 | 428 |
| 2020 | 806 | 402 |
| 2019 | 649 | 316 |
| 2018 | 570 | 286 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Vanderbilt Mortgage and Finance, Inc | 34 | 164 |
| Movement Mortgage, LLC | 18 | 27 |
| Rocket Mortgage | 16 | 30 |
| America's First Federal Cu | 14 | 20 |
| First Federal Bank | 14 | 17 |
| United Wholesale Mortgage | 13 | 15 |
| Alabama ONE Credit Union | 12 | 14 |
| Regions Bank | 12 | 30 |
| Triad Financial Services, Inc. | 11 | 29 |
| Trustmark Bank | 8 | 14 |
| Firstbank | 8 | 33 |
| 21ST Mortgage | 8 | 56 |
| Guild Mortgage Company | 6 | 9 |
| Avadian Credit Union | 6 | 7 |
| Freedom Mortgage Corporation | 6 | 13 |
| Renasant Bank | 5 | 9 |
| Pennymac Loan Services LLC | 5 | 11 |
| Towne Mortgage Company | 4 | 5 |
| Southwest Stage Funding LLC | 3 | 10 |
| River Bank & Trust | 3 | 3 |
| Plaza Home Mortgage, Inc | 3 | 6 |
| Nationstar Mortgage | 3 | 5 |
| Fairway Independent Mort Corp | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 144 | 68.9% of 103 decided |
| White | 503 | 27.4% of 401 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 602 | 33.7% of 475 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 91 | 55.6% of 63 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 249 | 30.7% of 192 decided |
| Female | 184 | 48.6% of 142 decided |
| Joint | 250 | 33.7% of 202 decided |
| Sex Not Available | 28 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1910 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved