Mortgage lending in Mobile County, Alabama
Lenders in Mobile County, Alabama reported 14,677 mortgage applications for 2025, according to the CFPB.
14,677 mortgage applications and 7,860 loans originated in 2025; the denial rate was 27.1% of 11,672 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mobile, AL MSA.
- 14,677
- Applications
- 7,860
- Loans originated
- 27.1%
- Denial rate
- 3,158 denied of 11,672 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 14,677 | 7,860 |
| 2024 | 13,743 | 7,367 |
| 2023 | 13,304 | 6,961 |
| 2022 | 17,312 | 9,291 |
| 2021 | 23,846 | 14,172 |
| 2020 | 19,681 | 11,886 |
| 2019 | 14,742 | 8,515 |
| 2018 | 13,450 | 7,488 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 596 | 854 |
| Regions Bank | 504 | 1,086 |
| Trustmark Bank | 383 | 528 |
| DHI Mortgage Company, LTD. | 303 | 441 |
| United Wholesale Mortgage | 284 | 444 |
| Embrace Home Loans, Inc. | 230 | 279 |
| PNC Bank N.A. | 186 | 461 |
| GMFS, LLC | 178 | 228 |
| Community Bank of Mississippi | 170 | 225 |
| Mortgage Research Center | 167 | 352 |
| All IN Credit Union | 155 | 330 |
| Hancock Whitney Bank | 148 | 233 |
| Renasant Bank | 143 | 192 |
| Union Home Mortgage Corp. | 142 | 189 |
| Cadence Bank | 135 | 195 |
| River Bank & Trust | 132 | 155 |
| Freedom Mortgage Corporation | 100 | 262 |
| Navy Federal Credit Union | 99 | 241 |
| Pennymac Loan Services LLC | 98 | 238 |
| First Federal Bank | 97 | 136 |
| New Horizons Credit Union | 92 | 160 |
| Stockton Mortgage Corporation | 91 | 113 |
| Local Bank | 88 | 110 |
| Kind Lending, LLC | 87 | 141 |
| New American Funding, LLC. | 82 | 218 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 115 | 37.2% of 86 decided |
| Asian | 313 | 27.3% of 260 decided |
| Black or African American | 3,190 | 35.6% of 2,492 decided |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 8,470 | 22.3% of 6,897 decided |
| 2 or more minority races | 36 | no rate: base under 50 |
| Joint | 183 | 29.3% of 147 decided |
| Race Not Available | 2,355 | 32.4% of 1,756 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 405 | 25.2% of 306 decided |
| Not Hispanic or Latino | 11,656 | 26.3% of 9,393 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,449 | 31.5% of 1,841 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,718 | 26.3% of 4,492 decided |
| Female | 3,855 | 33.9% of 3,074 decided |
| Joint | 3,556 | 19.8% of 2,931 decided |
| Sex Not Available | 1,548 | 30.3% of 1,175 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1360 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved