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Mortgage lending in Pennsylvania

Lenders in Pennsylvania reported 447,498 mortgage applications for 2025, according to the CFPB.

447,498 mortgage applications and 272,809 loans originated in 2025. 81,828 of the 368,357 applications decided were denied, 22.2%. From 2025, the CFPB’s Snapshot release.

447,498
Applications
272,809
Loans originated
20.9 per 1,000 residents, over the Census Bureau's 2025 estimate.
22.2%
Denial rate
81,828 denied of 368,357 applications decided.

The largest lenders in Pennsylvania

2 more columns on a wider screen

Lenders in Pennsylvania by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage16,043
2PNC Bank N.A.11,263
3Citizens Bank, NA10,441
4United Wholesale Mortgage9,333
5Crosscountry Mortgage, LLC8,399
6Members 1ST Fcu6,367
7Pennsylvania State Employees Credit Union5,896
8First National Bank of PA5,819
9Pennymac Loan Services LLC4,488
10Police and Fire Federal Credit Union3,973
11Movement Mortgage, LLC3,902
12Guild Mortgage Company3,258
13First Commonwealth Bank3,223
14Fulton Bank, National Association3,211
15Guaranteed Rate, Inc.3,119
16Dollar Bank, FSB3,102
17M&T Bank3,099
18Mortgage Research Center2,643
19CMG Mortgage Inc2,626
20S&T Bank2,442
21Northwest Bank2,412
22Prosperity Home Mortgage, LLC2,325
23Citadel Federal Credit Union2,255
24TruMark Financial Credit Union2,241
25Truist Bank2,152

Counties in Pennsylvania

1 more column on a wider screen

Counties in Pennsylvania by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Allegheny County26,766$165,000
Philadelphia County24,939$195,000
Montgomery County19,326$265,000
Bucks County14,379$265,000
Chester County13,206$305,000
York County12,504$175,000
Delaware County12,102$215,000
Lancaster County11,699$205,000
Berks County9,494$175,000
Westmoreland County8,240$135,000
Lehigh County7,771$215,000
Northampton County6,892$215,000
Luzerne County6,634$145,000
Dauphin County6,555$165,000
Cumberland County6,526$205,000
Butler County4,991$195,000
Erie County4,891$125,000
Washington County4,859$155,000
Lackawanna County4,542$155,000
Monroe County4,450$215,000
Franklin County3,891$185,000
Beaver County3,886$135,000
Lebanon County3,149$185,000
Centre County2,650$205,000
Schuylkill County2,624$135,000
Adams County2,615$205,000
Fayette County2,394$95,000
Lycoming County2,367$125,000
Cambria County2,188$85,000
Blair County2,183$115,000
Pike County2,072$205,000
Mercer County2,005$115,000
Carbon County1,898$175,000
Lawrence County1,845$105,000
Northumberland County1,463$105,000
Clearfield County1,460$105,000
Wayne County1,407$175,000
Somerset County1,393$105,000
Crawford County1,384$125,000
Indiana County1,381$105,000
Columbia County1,196$145,000
Armstrong County1,067$105,000
Perry County1,057$155,000
Bedford County1,003$105,000
Bradford County970$135,000
Mifflin County826$105,000
Clinton County792$125,000
Huntingdon County740$105,000
Venango County737$105,000
Tioga County735$115,000
Susquehanna County716$145,000
Jefferson County702$105,000
Union County702$165,000
Warren County632$105,000
Snyder County528$135,000
Elk County489$105,000
Clarion County464$115,000
Wyoming County464$145,000
Greene County456$115,000
Montour County408$165,000
McKean County404$105,000
Juniata County352$125,000
Fulton County282$135,000
Potter County277$105,000
Sullivan County141$135,000
Forest County80$95,000
Cameron County51$75,000

Pennsylvania elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Pennsylvania Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Pennsylvania Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Pennsylvania →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved