Mortgage lending in Delaware County, Pennsylvania
Lenders in Delaware County, Pennsylvania reported 20,554 mortgage applications for 2025, according to the CFPB.
20,554 mortgage applications and 12,102 loans originated in 2025; the denial rate was 22.7% of 16,403 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 20,554
- Applications
- 12,102
- Loans originated
- 22.7%
- Denial rate
- 3,725 denied of 16,403 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 20,554 | 12,102 |
| 2024 | 19,050 | 11,064 |
| 2023 | 18,032 | 10,395 |
| 2022 | 24,659 | 14,693 |
| 2021 | 38,589 | 24,255 |
| 2020 | 34,606 | 21,552 |
| 2019 | 24,121 | 14,430 |
| 2018 | 21,798 | 12,522 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 733 | 1,310 |
| Rocket Mortgage | 697 | 984 |
| Crosscountry Mortgage, LLC | 680 | 939 |
| Franklin Mint Federal Credit Union | 577 | 963 |
| WSFS bank | 412 | 599 |
| United Wholesale Mortgage | 387 | 561 |
| Guaranteed Rate, Inc. | 363 | 564 |
| Citadel Federal Credit Union | 337 | 614 |
| Prosperity Home Mortgage, LLC | 334 | 466 |
| Police and Fire Federal Credit Union | 324 | 695 |
| PNC Bank N.A. | 291 | 492 |
| Sun East Federal Credit Union | 268 | 453 |
| Movement Mortgage, LLC | 263 | 345 |
| TD Bank | 250 | 475 |
| Pennymac Loan Services LLC | 217 | 395 |
| TruMark Financial Credit Union | 211 | 362 |
| New American Funding, LLC. | 164 | 314 |
| CMG Mortgage Inc | 146 | 189 |
| BHCU d/b/a Propell Credit Union | 134 | 136 |
| Kiavi Funding, Inc. | 130 | 171 |
| Bank of America NA | 126 | 314 |
| JPMorgan Chase Bank, NA | 120 | 201 |
| Navy Federal Credit Union | 117 | 286 |
| Keystone Funding, Inc | 107 | 125 |
| loanDepot.com LLC | 105 | 194 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 57 | no rate: base under 50 |
| Asian | 1,378 | 21.5% of 1,059 decided |
| Black or African American | 3,394 | 36.6% of 2,594 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 11,496 | 18.3% of 9,462 decided |
| 2 or more minority races | 57 | no rate: base under 50 |
| Joint | 307 | 8.1% of 258 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,822 | 25.4% of 2,914 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 746 | 28.5% of 589 decided |
| Not Hispanic or Latino | 15,756 | 21.9% of 12,724 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,750 | 25.5% of 2,837 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,028 | 26.4% of 5,501 decided |
| Female | 4,968 | 27.8% of 3,948 decided |
| Joint | 6,384 | 14.2% of 5,317 decided |
| Sex Not Available | 2,174 | 25.6% of 1,637 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 922 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved