Mortgage lending in Indiana County, Pennsylvania
Lenders in Indiana County, Pennsylvania reported 2,319 mortgage applications for 2025, according to the CFPB.
2,319 mortgage applications and 1,381 loans originated in 2025; the denial rate was 26.5% of 1,958 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indiana County, PA.
- 2,319
- Applications
- 1,381
- Loans originated
- 26.5%
- Denial rate
- 519 denied of 1,958 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,319 | 1,381 |
| 2024 | 2,080 | 1,264 |
| 2023 | 1,960 | 1,202 |
| 2022 | 2,652 | 1,608 |
| 2021 | 3,519 | 2,208 |
| 2020 | 2,998 | 1,874 |
| 2019 | 2,649 | 1,591 |
| 2018 | 2,610 | 1,529 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| S&T Bank | 236 | 350 |
| First Commonwealth Bank | 181 | 324 |
| InFirst Bank | 146 | 196 |
| Pennsylvania State Employees Credit Union | 101 | 133 |
| Rocket Mortgage | 67 | 101 |
| Marion Center Bank | 47 | 62 |
| Elderton State Bank | 43 | 52 |
| First National Bank of PA | 39 | 65 |
| Total Mortgage Services, LLC | 37 | 49 |
| PNC Bank N.A. | 36 | 66 |
| 1ST Summit Bank | 32 | 40 |
| United Wholesale Mortgage | 27 | 54 |
| Union Savings Bank | 23 | 24 |
| Plaza Home Mortgage, Inc | 22 | 26 |
| Primelending | 18 | 26 |
| Mortgage Research Center | 18 | 33 |
| CNB Bank | 18 | 25 |
| Somerset Trust Company | 14 | 17 |
| Citizens Bank, NA | 12 | 22 |
| Pennymac Loan Services LLC | 11 | 22 |
| Triad Financial Services, Inc. | 9 | 25 |
| Union Home Mortgage Corp. | 9 | 12 |
| Paramount Residential Mortgage | 7 | 9 |
| Ameriserv Financial Bank | 7 | 15 |
| Nationstar Mortgage | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 21 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,943 | 26.1% of 1,691 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 318 | 29.3% of 222 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 1,951 | 26.2% of 1,700 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 338 | 28.9% of 232 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 767 | 28.1% of 644 decided |
| Female | 455 | 32.0% of 394 decided |
| Joint | 874 | 22.4% of 780 decided |
| Sex Not Available | 223 | 26.4% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2720 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved