Mortgage lending in Monroe County, Pennsylvania
Lenders in Monroe County, Pennsylvania reported 8,545 mortgage applications for 2025, according to the CFPB.
8,545 mortgage applications and 4,450 loans originated in 2025; the denial rate was 27.3% of 6,560 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, PA.
- 8,545
- Applications
- 4,450
- Loans originated
- 27.3%
- Denial rate
- 1,788 denied of 6,560 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,545 | 4,450 |
| 2024 | 8,387 | 4,330 |
| 2023 | 7,685 | 3,951 |
| 2022 | 11,001 | 5,820 |
| 2021 | 14,827 | 8,295 |
| 2020 | 11,139 | 6,215 |
| 2019 | 8,072 | 4,300 |
| 2018 | 7,780 | 3,855 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 456 | 657 |
| United Wholesale Mortgage | 241 | 392 |
| Crosscountry Mortgage, LLC | 231 | 338 |
| Citizens Bank, NA | 143 | 282 |
| PNC Bank N.A. | 127 | 265 |
| ESSA Bank & Trust | 112 | 147 |
| Movement Mortgage, LLC | 102 | 145 |
| Pennymac Loan Services LLC | 102 | 210 |
| Mortgage Research Center | 74 | 171 |
| loanDepot.com LLC | 72 | 147 |
| Newrez LLC | 72 | 259 |
| Guaranteed Rate, Inc. | 67 | 141 |
| Pennsylvania State Employees Credit Union | 66 | 98 |
| JPMorgan Chase Bank, NA | 56 | 105 |
| Ixonia Bank | 55 | 71 |
| Keystone Funding, Inc | 53 | 63 |
| New American Funding, LLC. | 53 | 165 |
| CNB Bank | 53 | 65 |
| First Northern Bank and Trust Company | 52 | 75 |
| Guild Mortgage Company | 46 | 66 |
| Kiavi Funding, Inc. | 45 | 59 |
| Amerisave Mortgage Company | 45 | 146 |
| Coastal Community Bank | 42 | 131 |
| Nationstar Mortgage | 41 | 75 |
| Wells Fargo Bank NA | 38 | 83 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 61 | no rate: base under 50 |
| Asian | 356 | 28.3% of 286 decided |
| Black or African American | 986 | 36.8% of 710 decided |
| Native Hawaiian or Other Pacific Islander | 29 | no rate: base under 50 |
| White | 4,787 | 23.6% of 3,808 decided |
| 2 or more minority races | withheld | |
| Joint | 145 | 17.9% of 112 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,164 | 31.6% of 1,575 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,122 | 31.3% of 846 decided |
| Not Hispanic or Latino | 5,393 | 25.5% of 4,212 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,837 | 31.2% of 1,354 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,398 | 27.9% of 2,578 decided |
| Female | 1,917 | 29.9% of 1,470 decided |
| Joint | 2,227 | 20.9% of 1,781 decided |
| Sex Not Available | 1,003 | 35.2% of 731 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 924 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved