Mortgage lending in Columbia County, Pennsylvania
Lenders in Columbia County, Pennsylvania reported 1,846 mortgage applications for 2025, according to the CFPB.
1,846 mortgage applications and 1,196 loans originated in 2025; the denial rate was 20.4% of 1,568 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbia County, PA.
- 1,846
- Applications
- 1,196
- Loans originated
- 20.4%
- Denial rate
- 320 denied of 1,568 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,846 | 1,196 |
| 2024 | 1,779 | 1,150 |
| 2023 | 1,527 | 991 |
| 2022 | 2,019 | 1,339 |
| 2021 | 2,847 | 1,916 |
| 2020 | 2,513 | 1,689 |
| 2019 | 1,984 | 1,339 |
| 2018 | 1,927 | 1,259 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Journey Bank | 254 | 299 |
| Service 1ST Federal Credit Uni | 105 | 119 |
| Rocket Mortgage | 92 | 132 |
| First Keystone Community Bank | 77 | 96 |
| Pennsylvania State Employees Credit Union | 47 | 63 |
| Union Home Mortgage Corp. | 43 | 51 |
| M&T Bank | 42 | 70 |
| Fulton Bank, National Association | 41 | 58 |
| Philadelphia Federal Credit UN | 37 | 64 |
| Mortgage Research Center | 30 | 50 |
| MC Federal Credit Union | 22 | 28 |
| United Wholesale Mortgage | 22 | 36 |
| PNC Bank N.A. | 21 | 45 |
| CMG Mortgage Inc | 19 | 21 |
| Primelending | 18 | 21 |
| Pennymac Loan Services LLC | 13 | 32 |
| Jersey Shore State Bank | 12 | 13 |
| Guild Mortgage Company | 11 | 14 |
| Nationstar Mortgage | 11 | 13 |
| New American Funding, LLC. | 10 | 24 |
| Navy Federal Credit Union | 9 | 17 |
| United Mortgage Corp. | 9 | 10 |
| UNB Bank | 9 | 12 |
| loanDepot.com LLC | 8 | 14 |
| Kind Lending, LLC | 8 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| White | 1,525 | 20.0% of 1,307 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 260 | 21.3% of 211 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 69 | 22.8% of 57 decided |
| Not Hispanic or Latino | 1,494 | 19.9% of 1,283 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 266 | 22.8% of 215 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 652 | 22.9% of 546 decided |
| Female | 365 | 26.8% of 306 decided |
| Joint | 660 | 15.0% of 574 decided |
| Sex Not Available | 169 | 19.0% of 142 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2059 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved