Mortgage lending in Washington County, Pennsylvania
Lenders in Washington County, Pennsylvania reported 7,644 mortgage applications for 2025, according to the CFPB.
7,644 mortgage applications and 4,859 loans originated in 2025; the denial rate was 20.1% of 6,325 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsburgh, PA HUD Metro FMR Area.
- 7,644
- Applications
- 4,859
- Loans originated
- 20.1%
- Denial rate
- 1,273 denied of 6,325 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,644 | 4,859 |
| 2024 | 6,766 | 4,215 |
| 2023 | 6,931 | 4,308 |
| 2022 | 9,445 | 6,054 |
| 2021 | 13,339 | 8,856 |
| 2020 | 12,365 | 8,143 |
| 2019 | 9,208 | 5,937 |
| 2018 | 8,580 | 5,381 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PNC Bank N.A. | 593 | 921 |
| Citizens Bank, NA | 278 | 469 |
| Rocket Mortgage | 274 | 366 |
| Dollar Bank, FSB | 207 | 284 |
| United Wholesale Mortgage | 180 | 236 |
| Slovenian Savings and Loan Association | 180 | 186 |
| NVR Mortgage Finance, Inc. | 148 | 174 |
| First National Bank of PA | 131 | 192 |
| Clearview Federal Credit Union | 130 | 194 |
| Movement Mortgage, LLC | 110 | 132 |
| Washington Financial Bank | 108 | 137 |
| Equity Resources Inc | 91 | 127 |
| Huntington National Bank | 87 | 174 |
| Victorian Finance, LLC | 82 | 102 |
| Crosscountry Mortgage, LLC | 81 | 114 |
| Mon Valley Community Federal Credit Union | 77 | 84 |
| First Commonwealth Bank | 75 | 111 |
| First Federal Savings and Loan | 72 | 101 |
| Union Savings Bank | 70 | 85 |
| Howard Hanna Financial Services, Inc | 69 | 80 |
| Guaranteed Rate Affinity, LLC | 64 | 80 |
| Stockton Mortgage Corporation | 56 | 79 |
| Northwest Bank | 56 | 80 |
| Pennsylvania State Employees Credit Union | 52 | 67 |
| Chrome Federal Credit Union | 50 | 70 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 132 | 17.4% of 109 decided |
| Black or African American | 176 | 29.4% of 136 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,261 | 19.3% of 5,250 decided |
| 2 or more minority races | under 10 | |
| Joint | 94 | 20.5% of 78 decided |
| Race Not Available | 949 | 23.6% of 728 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 92 | 26.0% of 73 decided |
| Not Hispanic or Latino | 6,474 | 19.4% of 5,422 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,008 | 24.2% of 769 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,732 | 22.2% of 2,215 decided |
| Female | 1,593 | 25.4% of 1,331 decided |
| Joint | 2,678 | 14.5% of 2,303 decided |
| Sex Not Available | 641 | 23.1% of 476 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1848 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved