Mortgage lending in Union County, Pennsylvania
Lenders in Union County, Pennsylvania reported 995 mortgage applications for 2025, according to the CFPB.
995 mortgage applications and 702 loans originated in 2025; the denial rate was 14.8% of 853 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, PA.
- 995
- Applications
- 702
- Loans originated
- 14.8%
- Denial rate
- 126 denied of 853 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 995 | 702 |
| 2024 | 839 | 584 |
| 2023 | 844 | 553 |
| 2022 | 1,111 | 760 |
| 2021 | 1,643 | 1,133 |
| 2020 | 1,452 | 1,024 |
| 2019 | 1,036 | 736 |
| 2018 | 962 | 644 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Service 1ST Federal Credit Uni | 111 | 121 |
| Mifflinburg Bank & Trust | 73 | 78 |
| Rocket Mortgage | 49 | 69 |
| First National Bank of PA | 37 | 54 |
| M&T Bank | 36 | 48 |
| Pennsylvania State Employees Credit Union | 34 | 44 |
| Susquehanna Community Bank | 27 | 31 |
| Journey Bank | 23 | 26 |
| Jersey Shore State Bank | 23 | 26 |
| Fulton Bank, National Association | 22 | 29 |
| MC Federal Credit Union | 19 | 26 |
| First Commonwealth Bank | 17 | 22 |
| Union Home Mortgage Corp. | 14 | 15 |
| Citizens & Northern Bank | 12 | 19 |
| United Wholesale Mortgage | 10 | 18 |
| Primelending | 9 | 12 |
| Mortgage America, Inc. | 7 | 8 |
| loanDepot.com LLC | 7 | 9 |
| Horizon Farm Credit, ACA | 7 | 7 |
| Pennymac Loan Services LLC | 7 | 11 |
| Navy Federal Credit Union | 6 | 10 |
| Mortgage Research Center | 6 | 8 |
| Northwest Bank | 6 | 9 |
| Coastal Community Bank | 5 | 10 |
| New American Funding, LLC. | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 30 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| White | 820 | 15.0% of 722 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 121 | 10.8% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 829 | 14.8% of 724 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 127 | 13.5% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 309 | 19.9% of 267 decided |
| Female | 197 | 20.7% of 164 decided |
| Joint | 423 | 9.5% of 369 decided |
| Sex Not Available | 66 | 7.5% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1642 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved