Mortgage lending in Philadelphia County, Pennsylvania
Lenders in Philadelphia County, Pennsylvania reported 47,458 mortgage applications for 2025, according to the CFPB.
47,458 mortgage applications and 24,939 loans originated in 2025; the denial rate was 28.7% of 36,902 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 47,458
- Applications
- 24,939
- Loans originated
- 28.7%
- Denial rate
- 10,596 denied of 36,902 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 47,458 | 24,939 |
| 2024 | 43,956 | 22,981 |
| 2023 | 43,118 | 22,164 |
| 2022 | 58,282 | 31,539 |
| 2021 | 81,764 | 47,276 |
| 2020 | 72,272 | 41,784 |
| 2019 | 59,687 | 32,562 |
| 2018 | 54,318 | 28,483 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Police and Fire Federal Credit Union | 1,439 | 3,904 |
| Crosscountry Mortgage, LLC | 1,411 | 2,045 |
| Rocket Mortgage | 1,179 | 1,754 |
| Guaranteed Rate, Inc. | 1,048 | 1,587 |
| Citizens Bank, NA | 969 | 2,205 |
| United Wholesale Mortgage | 866 | 1,330 |
| Philadelphia Federal Credit UN | 826 | 1,591 |
| Kiavi Funding, Inc. | 664 | 1,132 |
| Prosperity Home Mortgage, LLC | 619 | 873 |
| Movement Mortgage, LLC | 573 | 806 |
| WSFS bank | 512 | 776 |
| PNC Bank N.A. | 493 | 1,057 |
| TruMark Financial Credit Union | 492 | 1,055 |
| American Heritage Federal Credit Union | 425 | 989 |
| TD Bank | 332 | 771 |
| Univest Bank and Trust Co. | 323 | 493 |
| Pennymac Loan Services LLC | 301 | 635 |
| CMG Mortgage Inc | 297 | 436 |
| JPMorgan Chase Bank, NA | 255 | 436 |
| First Citizens Community Bank | 238 | 303 |
| Loan Funder LLC | 233 | 526 |
| Wells Fargo Bank NA | 230 | 450 |
| Velocity Commercial Capital LLC | 225 | 402 |
| Parke Bank | 222 | 230 |
| Quaint Oak Mortgage, LLC | 209 | 259 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 212 | 47.5% of 162 decided |
| Asian | 3,747 | 23.2% of 3,016 decided |
| Black or African American | 12,720 | 41.1% of 9,905 decided |
| Native Hawaiian or Other Pacific Islander | 169 | 53.1% of 128 decided |
| White | 16,171 | 22.0% of 13,019 decided |
| 2 or more minority races | 194 | 40.7% of 150 decided |
| Joint | 596 | 17.1% of 468 decided |
| Free Form Text Only | 29 | no rate: base under 50 |
| Race Not Available | 13,620 | 26.6% of 10,032 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,740 | 31.7% of 3,813 decided |
| Not Hispanic or Latino | 29,748 | 29.0% of 23,516 decided |
| Joint | 577 | 21.4% of 449 decided |
| Ethnicity Not Available | 12,375 | 26.9% of 9,109 decided |
| Free Form Text Only | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 16,391 | 30.8% of 12,729 decided |
| Female | 15,231 | 32.8% of 12,116 decided |
| Joint | 7,465 | 20.1% of 6,008 decided |
| Sex Not Available | 8,371 | 24.7% of 6,049 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1184 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved