Mortgage lending in Erie County, Pennsylvania
Lenders in Erie County, Pennsylvania reported 7,681 mortgage applications for 2025, according to the CFPB.
7,681 mortgage applications and 4,891 loans originated in 2025; the denial rate was 21.5% of 6,516 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Erie, PA MSA.
- 7,681
- Applications
- 4,891
- Loans originated
- 21.5%
- Denial rate
- 1,400 denied of 6,516 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,681 | 4,891 |
| 2024 | 6,960 | 4,326 |
| 2023 | 6,866 | 4,291 |
| 2022 | 8,558 | 5,587 |
| 2021 | 11,638 | 7,861 |
| 2020 | 10,918 | 7,285 |
| 2019 | 8,984 | 5,970 |
| 2018 | 8,356 | 5,366 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Marquette Savings Bank | 545 | 666 |
| Erie Federal Credit Union | 398 | 624 |
| Northwest Bank | 391 | 524 |
| United Wholesale Mortgage | 352 | 449 |
| Rocket Mortgage | 321 | 429 |
| PNC Bank N.A. | 264 | 445 |
| Movement Mortgage, LLC | 185 | 234 |
| First National Bank of PA | 176 | 280 |
| CNB Bank | 175 | 215 |
| Citizens Bank, NA | 136 | 225 |
| Widget Federal Credit Union | 128 | 291 |
| Equity Resources Inc | 100 | 125 |
| Mortgage Research Center | 83 | 148 |
| Affordable Mortgage Advisors | 69 | 84 |
| Pennsylvania State Employees Credit Union | 69 | 92 |
| Howard Hanna Financial Services, Inc | 63 | 83 |
| Union Home Mortgage Corp. | 63 | 78 |
| Pennymac Loan Services LLC | 63 | 104 |
| First Heritage Financial LLC | 58 | 69 |
| First Community Mortgage, Inc. | 55 | 60 |
| Plaza Home Mortgage, Inc | 48 | 71 |
| Huntington National Bank | 44 | 88 |
| Tendto Credit Federal Union | 40 | 53 |
| The Andover Bank | 39 | 57 |
| Clarion County Community Bank | 39 | 47 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 162 | 21.4% of 140 decided |
| Black or African American | 333 | 34.6% of 286 decided |
| Native Hawaiian or Other Pacific Islander | 14 | no rate: base under 50 |
| White | 6,175 | 20.7% of 5,289 decided |
| 2 or more minority races | under 10 | |
| Joint | 89 | 13.8% of 80 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 881 | 22.2% of 688 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 169 | 22.3% of 139 decided |
| Not Hispanic or Latino | 6,483 | 21.1% of 5,574 decided |
| Joint | withheld | |
| Ethnicity Not Available | 936 | 24.5% of 722 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,672 | 23.4% of 2,258 decided |
| Female | 1,828 | 26.1% of 1,524 decided |
| Joint | 2,576 | 16.2% of 2,267 decided |
| Sex Not Available | 605 | 22.9% of 467 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2459 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved