Mortgage lending in Sullivan County, Pennsylvania
Lenders in Sullivan County, Pennsylvania reported 216 mortgage applications for 2025, according to the CFPB.
216 mortgage applications and 141 loans originated in 2025; the denial rate was 20.3% of 182 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sullivan County, PA.
- 216
- Applications
- 141
- Loans originated
- 20.3%
- Denial rate
- 37 denied of 182 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 216 | 141 |
| 2024 | 201 | 131 |
| 2023 | 179 | 110 |
| 2022 | 264 | 165 |
| 2021 | 405 | 248 |
| 2020 | 339 | 229 |
| 2019 | 290 | 179 |
| 2018 | 239 | 145 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens & Northern Bank | 30 | 40 |
| Journey Bank | 11 | 12 |
| Rocket Mortgage | 8 | 14 |
| Mortgage Research Center | 4 | 5 |
| United Wholesale Mortgage | 4 | 9 |
| Kind Lending, LLC | 4 | 4 |
| PS Bank | 4 | 7 |
| Members 1ST Fcu | 4 | 5 |
| M&T Bank | 4 | 8 |
| Pennsylvania State Employees Credit Union | 3 | 5 |
| Woodlands Bank | 3 | 3 |
| Jersey Shore State Bank | 3 | 3 |
| Truist Bank | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 3 |
| Mortgage America, Inc. | 2 | 3 |
| Service 1ST Federal Credit Uni | 2 | 2 |
| New American Funding, LLC. | 2 | 4 |
| Pentagon Federal Credit Union | 2 | 2 |
| American Heritage Federal Credit Union | 2 | 2 |
| US Bank, N.A. | 2 | 2 |
| Bank of America NA | 2 | 3 |
| Citizens Bank, NA | 2 | 2 |
| Wells Fargo Bank NA | 2 | 3 |
| First National Bank of PA | 2 | 5 |
| Cross Valley Federal Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 180 | 18.5% of 151 decided |
| Joint | under 10 | |
| Race Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 174 | 21.2% of 146 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 61 | 20.0% of 50 decided |
| Female | 41 | no rate: base under 50 |
| Joint | 95 | 16.1% of 81 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2255 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved