Mortgage lending in Elk County, Pennsylvania
Lenders in Elk County, Pennsylvania reported 793 mortgage applications for 2025, according to the CFPB.
793 mortgage applications and 489 loans originated in 2025; the denial rate was 24.6% of 684 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Elk County, PA.
- 793
- Applications
- 489
- Loans originated
- 24.6%
- Denial rate
- 168 denied of 684 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 793 | 489 |
| 2024 | 716 | 426 |
| 2023 | 731 | 453 |
| 2022 | 989 | 650 |
| 2021 | 1,228 | 816 |
| 2020 | 1,066 | 711 |
| 2019 | 993 | 671 |
| 2018 | 925 | 620 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CNB Bank | 95 | 108 |
| Northwest Bank | 93 | 131 |
| First Commonwealth Bank | 71 | 130 |
| Rocket Mortgage | 46 | 65 |
| Farmers National Bank | 17 | 28 |
| PNC Bank N.A. | 16 | 24 |
| Pennsylvania State Employees Credit Union | 15 | 20 |
| Mortgage Research Center | 13 | 18 |
| United Wholesale Mortgage | 12 | 15 |
| S&T Bank | 10 | 19 |
| Cardinal Financial Company, Li | 7 | 7 |
| Amerisave Mortgage Company | 5 | 18 |
| Citizens & Northern Bank | 4 | 7 |
| New American Funding, LLC. | 4 | 10 |
| Freedom Mortgage Corporation | 4 | 5 |
| Royal United Mortgage LLC | 4 | 6 |
| Planet Home Lending, LLC | 3 | 3 |
| Zillow Home Loans, LLC | 3 | 3 |
| Plaza Home Mortgage, Inc | 3 | 5 |
| 21ST Mortgage | 3 | 5 |
| First National Bank of PA | 3 | 3 |
| Top Tier Federal Credit Union | 2 | 2 |
| Primelending | 2 | 2 |
| Navy Federal Credit Union | 2 | 6 |
| 1ST Summit Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 703 | 22.5% of 610 decided |
| Joint | under 10 | |
| Race Not Available | 78 | 40.6% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 703 | 23.0% of 608 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | 32.4% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 298 | 26.6% of 252 decided |
| Female | 168 | 28.6% of 147 decided |
| Joint | 274 | 19.4% of 242 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2718 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved