Mortgage lending in Lebanon County, Pennsylvania
Lenders in Lebanon County, Pennsylvania reported 4,877 mortgage applications for 2025, according to the CFPB.
4,877 mortgage applications and 3,149 loans originated in 2025; the denial rate was 19.6% of 4,145 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lebanon, PA MSA.
- 4,877
- Applications
- 3,149
- Loans originated
- 19.6%
- Denial rate
- 814 denied of 4,145 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,877 | 3,149 |
| 2024 | 4,646 | 2,969 |
| 2023 | 4,384 | 2,794 |
| 2022 | 5,439 | 3,658 |
| 2021 | 8,436 | 5,729 |
| 2020 | 7,445 | 5,045 |
| 2019 | 5,708 | 3,796 |
| 2018 | 5,073 | 3,294 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 306 | 373 |
| Members 1ST Fcu | 227 | 428 |
| Lebanon Fcu | 206 | 265 |
| Pennsylvania State Employees Credit Union | 206 | 252 |
| Fulton Bank, National Association | 181 | 244 |
| Rocket Mortgage | 173 | 246 |
| First National Bank of PA | 101 | 160 |
| Guild Mortgage Company | 99 | 116 |
| United Wholesale Mortgage | 88 | 122 |
| The Ephrata National Bank | 87 | 108 |
| Northwest Bank | 77 | 106 |
| Pennymac Loan Services LLC | 74 | 141 |
| Jonestown Bank & Trust Co. | 63 | 72 |
| M&T Bank | 60 | 78 |
| Newrez LLC | 43 | 84 |
| Belco Community Credit Union | 40 | 54 |
| Mortgage Research Center | 38 | 79 |
| Freedom Mortgage Corporation | 38 | 76 |
| New American Funding, LLC. | 36 | 69 |
| Fairway Independent Mort Corp | 36 | 45 |
| Bank of Bird in Hand | 32 | 38 |
| Navy Federal Credit Union | 30 | 50 |
| Wells Fargo Bank NA | 30 | 51 |
| CMG Mortgage Inc | 26 | 29 |
| loanDepot.com LLC | 25 | 43 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | 119 | 16.0% of 100 decided |
| Black or African American | 101 | 30.9% of 81 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,868 | 18.2% of 3,332 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | 19.0% of 58 decided |
| Race Not Available | 689 | 27.0% of 544 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 558 | 26.7% of 476 decided |
| Not Hispanic or Latino | 3,609 | 17.6% of 3,096 decided |
| Joint | 85 | 10.4% of 77 decided |
| Ethnicity Not Available | 625 | 27.0% of 496 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,704 | 22.3% of 1,429 decided |
| Female | 1,039 | 22.9% of 879 decided |
| Joint | 1,770 | 14.5% of 1,562 decided |
| Sex Not Available | 364 | 25.1% of 275 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1302 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved