Mortgage lending in Blair County, Pennsylvania
Lenders in Blair County, Pennsylvania reported 3,493 mortgage applications for 2025, according to the CFPB.
3,493 mortgage applications and 2,183 loans originated in 2025; the denial rate was 24.1% of 2,984 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Altoona, PA MSA.
- 3,493
- Applications
- 2,183
- Loans originated
- 24.1%
- Denial rate
- 719 denied of 2,984 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,493 | 2,183 |
| 2024 | 3,094 | 1,972 |
| 2023 | 3,108 | 2,011 |
| 2022 | 4,545 | 2,948 |
| 2021 | 5,712 | 3,877 |
| 2020 | 5,195 | 3,497 |
| 2019 | 4,284 | 2,821 |
| 2018 | 4,221 | 2,745 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Commonwealth Bank | 169 | 295 |
| Reliance Savings Bank | 155 | 193 |
| First National Bank of PA | 135 | 263 |
| Altoona First Savings Bank | 116 | 127 |
| Rocket Mortgage | 112 | 170 |
| Pennsylvania State Employees Credit Union | 99 | 141 |
| M&T Bank | 98 | 155 |
| ARC Federal Credit Union | 96 | 116 |
| Citizens Bank, NA | 96 | 163 |
| Equity Resources Inc | 67 | 81 |
| Penncrest Bank | 61 | 84 |
| Kish Bank | 55 | 63 |
| S&T Bank | 54 | 82 |
| Mortgage Research Center | 48 | 79 |
| AmeriHome Mortgage Company, LLC | 47 | 53 |
| Jersey Shore State Bank | 44 | 55 |
| Paramount Residential Mortgage | 42 | 50 |
| Union Home Mortgage Corp. | 36 | 48 |
| Northwest Bank | 36 | 53 |
| CNB Bank | 34 | 41 |
| Radius Financial Group Inc | 32 | 40 |
| United Wholesale Mortgage | 32 | 55 |
| Investment Savings Bank | 31 | 43 |
| Crosscountry Mortgage, LLC | 31 | 47 |
| Flagstar Bank NA | 22 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 27 | no rate: base under 50 |
| Black or African American | 63 | 39.2% of 51 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,000 | 23.8% of 2,588 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 370 | 23.5% of 294 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 3,033 | 23.8% of 2,615 decided |
| Joint | withheld | |
| Ethnicity Not Available | 393 | 23.1% of 312 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,198 | 27.6% of 1,019 decided |
| Female | 801 | 29.1% of 686 decided |
| Joint | 1,210 | 17.9% of 1,054 decided |
| Sex Not Available | 284 | 21.8% of 225 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2607 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved