Mortgage lending in Juniata County, Pennsylvania
Lenders in Juniata County, Pennsylvania reported 564 mortgage applications for 2025, according to the CFPB.
564 mortgage applications and 352 loans originated in 2025; the denial rate was 25.3% of 494 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Juniata County, PA.
- 564
- Applications
- 352
- Loans originated
- 25.3%
- Denial rate
- 125 denied of 494 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 564 | 352 |
| 2024 | 528 | 331 |
| 2023 | 512 | 328 |
| 2022 | 767 | 486 |
| 2021 | 875 | 585 |
| 2020 | 773 | 449 |
| 2019 | 612 | 365 |
| 2018 | 747 | 472 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Kish Bank | 51 | 58 |
| The Juniata Valley Bank | 48 | 62 |
| Pennsylvania State Employees Credit Union | 36 | 56 |
| Pennian Bank | 27 | 40 |
| Rocket Mortgage | 26 | 38 |
| Members 1ST Fcu | 17 | 37 |
| First National Bank of PA | 15 | 31 |
| Pennymac Loan Services LLC | 12 | 16 |
| United Wholesale Mortgage | 10 | 16 |
| Fulton Bank, National Association | 8 | 11 |
| New American Funding, LLC. | 6 | 13 |
| Mortgage Research Center | 5 | 8 |
| Service 1ST Federal Credit Uni | 5 | 5 |
| The Bank of Landisburg | 4 | 6 |
| loanDepot.com LLC | 4 | 6 |
| Horizon Farm Credit, ACA | 4 | 5 |
| Figure Lending LLC | 3 | 5 |
| Belco Community Credit Union | 3 | 3 |
| Citizens Bank, NA | 3 | 9 |
| Planet Home Lending, LLC | 2 | 2 |
| Navy Federal Credit Union | 2 | 3 |
| Click n' Close, Inc. | 2 | 2 |
| Everence Federal Credit Union | 2 | 2 |
| Orrstown Bank | 2 | 2 |
| Guild Mortgage Company | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 503 | 24.1% of 440 decided |
| Joint | under 10 | |
| Race Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 497 | 24.3% of 436 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 59 | 31.4% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 226 | 29.1% of 189 decided |
| Female | 83 | 37.0% of 73 decided |
| Joint | 222 | 17.3% of 202 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2460 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved