Mortgage lending in Lycoming County, Pennsylvania
Lenders in Lycoming County, Pennsylvania reported 3,595 mortgage applications for 2025, according to the CFPB.
3,595 mortgage applications and 2,367 loans originated in 2025; the denial rate was 19.2% of 3,090 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Williamsport, PA MSA.
- 3,595
- Applications
- 2,367
- Loans originated
- 19.2%
- Denial rate
- 592 denied of 3,090 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,595 | 2,367 |
| 2024 | 3,443 | 2,462 |
| 2023 | 3,331 | 2,362 |
| 2022 | 4,454 | 3,233 |
| 2021 | 5,710 | 4,032 |
| 2020 | 5,379 | 3,739 |
| 2019 | 4,154 | 2,906 |
| 2018 | 4,052 | 2,821 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Journey Bank | 340 | 396 |
| Jersey Shore State Bank | 328 | 371 |
| Primelending | 219 | 265 |
| Rocket Mortgage | 132 | 185 |
| First Commonwealth Bank | 109 | 172 |
| Pennsylvania State Employees Credit Union | 93 | 134 |
| Northwest Bank | 86 | 138 |
| Citizens & Northern Bank | 80 | 113 |
| Service 1ST Federal Credit Uni | 75 | 86 |
| Woodlands Bank | 65 | 77 |
| Horizon Federal Credit Union | 61 | 103 |
| Kind Lending, LLC | 54 | 63 |
| Mortgage Research Center | 40 | 84 |
| Truist Bank | 40 | 88 |
| United Wholesale Mortgage | 37 | 59 |
| First National Bank of PA | 34 | 70 |
| M&T Bank | 30 | 80 |
| PNC Bank N.A. | 28 | 44 |
| Members 1ST Fcu | 26 | 70 |
| PALCO Federal Credit Union | 23 | 26 |
| Guild Mortgage Company | 22 | 23 |
| Susquehanna Community Bank | 20 | 23 |
| Pennymac Loan Services LLC | 20 | 42 |
| Navy Federal Credit Union | 19 | 33 |
| Freedom Mortgage Corporation | 15 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 77 | 27.1% of 59 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,994 | 18.7% of 2,586 decided |
| Joint | 53 | no rate: base under 50 |
| Race Not Available | 442 | 22.2% of 379 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 3,042 | 18.5% of 2,621 decided |
| Joint | withheld | |
| Ethnicity Not Available | 473 | 22.8% of 404 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,188 | 20.7% of 1,002 decided |
| Female | 728 | 23.1% of 607 decided |
| Joint | 1,340 | 15.6% of 1,187 decided |
| Sex Not Available | 339 | 20.4% of 294 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2461 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved