Mortgage lending in Montour County, Pennsylvania
Lenders in Montour County, Pennsylvania reported 567 mortgage applications for 2025, according to the CFPB.
567 mortgage applications and 408 loans originated in 2025; the denial rate was 11.7% of 478 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montour County, PA.
- 567
- Applications
- 408
- Loans originated
- 11.7%
- Denial rate
- 56 denied of 478 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 567 | 408 |
| 2024 | 514 | 377 |
| 2023 | 391 | 285 |
| 2022 | 573 | 390 |
| 2021 | 864 | 577 |
| 2020 | 705 | 483 |
| 2019 | 602 | 402 |
| 2018 | 576 | 384 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Service 1ST Federal Credit Uni | 82 | 88 |
| Journey Bank | 56 | 62 |
| Fulton Bank, National Association | 37 | 51 |
| Rocket Mortgage | 15 | 28 |
| M&T Bank | 15 | 17 |
| Pennsylvania State Employees Credit Union | 14 | 20 |
| MC Federal Credit Union | 13 | 14 |
| Jersey Shore State Bank | 13 | 16 |
| Union Home Mortgage Corp. | 11 | 12 |
| Susquehanna Community Bank | 9 | 10 |
| First National Bank of PA | 9 | 10 |
| First Keystone Community Bank | 8 | 8 |
| First Heritage Financial LLC | 7 | 8 |
| First Commonwealth Bank | 7 | 8 |
| Mortgage Research Center | 6 | 14 |
| United Wholesale Mortgage | 6 | 8 |
| Primelending | 5 | 5 |
| Members 1ST Fcu | 5 | 12 |
| Citizens & Northern Bank | 4 | 4 |
| Huntington National Bank | 4 | 5 |
| Guild Mortgage Company | 4 | 4 |
| PNC Bank N.A. | 4 | 4 |
| Mortgage America, Inc. | 3 | 4 |
| Navy Federal Credit Union | 3 | 3 |
| CMG Mortgage Inc | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 475 | 11.1% of 405 decided |
| Joint | under 10 | |
| Race Not Available | 70 | 17.5% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 482 | 11.5% of 408 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 72 | 14.0% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 165 | 11.3% of 141 decided |
| Female | 119 | 13.0% of 100 decided |
| Joint | 237 | 11.4% of 201 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1641 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved