Mortgage lending in Fulton County, Pennsylvania
Lenders in Fulton County, Pennsylvania reported 441 mortgage applications for 2025, according to the CFPB.
441 mortgage applications and 282 loans originated in 2025; the denial rate was 20.5% of 366 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fulton County, PA.
- 441
- Applications
- 282
- Loans originated
- 20.5%
- Denial rate
- 75 denied of 366 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 441 | 282 |
| 2024 | 405 | 219 |
| 2023 | 377 | 231 |
| 2022 | 505 | 299 |
| 2021 | 701 | 460 |
| 2020 | 641 | 407 |
| 2019 | 386 | 211 |
| 2018 | 396 | 194 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community State Bank of Orbisonia | 55 | 68 |
| Farmers and Merchants Trust Company of Chambersburg | 41 | 57 |
| Rocket Mortgage | 16 | 23 |
| Pennsylvania State Employees Credit Union | 14 | 20 |
| Patriot FCU | 9 | 16 |
| United Wholesale Mortgage | 7 | 9 |
| Crosscountry Mortgage, LLC | 7 | 9 |
| Truist Bank | 7 | 11 |
| M&T Bank | 7 | 12 |
| Integrity Home Mortgage Corporation | 6 | 8 |
| First Peoples Cfcu | 5 | 7 |
| Navy Federal Credit Union | 5 | 7 |
| Orrstown Bank | 4 | 6 |
| Millennium Financial Group Inc Dba Mlend | 4 | 7 |
| Horizon Farm Credit, ACA | 4 | 6 |
| Primelending | 3 | 4 |
| Hometown Bank of Pennsylvania | 3 | 3 |
| Acnb Bank | 3 | 3 |
| Guild Mortgage Company | 3 | 5 |
| Mortgage Research Center | 3 | 6 |
| Freedom Mortgage Corporation | 3 | 5 |
| 1st Ed Credit Union | 3 | 4 |
| Amerisave Mortgage Company | 3 | 8 |
| CNB Bank Inc. | 2 | 6 |
| Clearview Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 383 | 19.8% of 319 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 380 | 20.4% of 319 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 22.5% of 120 decided |
| Female | 70 | 31.0% of 58 decided |
| Joint | 191 | 15.8% of 165 decided |
| Sex Not Available | 31 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2252 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved