Mortgage lending in Clarion County, Pennsylvania
Lenders in Clarion County, Pennsylvania reported 758 mortgage applications for 2025, according to the CFPB.
758 mortgage applications and 464 loans originated in 2025; the denial rate was 23.3% of 626 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clarion County, PA.
- 758
- Applications
- 464
- Loans originated
- 23.3%
- Denial rate
- 146 denied of 626 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 758 | 464 |
| 2024 | 617 | 399 |
| 2023 | 507 | 282 |
| 2022 | 667 | 409 |
| 2021 | 929 | 575 |
| 2020 | 863 | 547 |
| 2019 | 758 | 461 |
| 2018 | 718 | 453 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Top Tier Federal Credit Union | 81 | 90 |
| Northwest Bank | 50 | 71 |
| S&T Bank | 39 | 57 |
| Farmers National Bank | 32 | 46 |
| Rocket Mortgage | 31 | 51 |
| Tidewater Mortgage Services, Inc | 18 | 22 |
| Pennsylvania State Employees Credit Union | 17 | 26 |
| Mortgage Research Center | 15 | 35 |
| Greenville Savings Bank | 13 | 19 |
| PNC Bank N.A. | 13 | 21 |
| Armco Credit Union | 12 | 13 |
| United Wholesale Mortgage | 8 | 12 |
| Pennymac Loan Services LLC | 7 | 15 |
| Citizens Bank, NA | 6 | 12 |
| First National Bank of PA | 6 | 10 |
| First Commonwealth Bank | 6 | 11 |
| USX Federal Credit Union | 5 | 5 |
| Absolute Home Mortgage | 5 | 7 |
| NexTier Bank, National Association | 5 | 6 |
| Navy Federal Credit Union | 4 | 7 |
| American Financing Corporation | 4 | 6 |
| Union Home Mortgage Corp. | 4 | 6 |
| 21ST Mortgage | 4 | 11 |
| Affordable Mortgage Advisors | 3 | 4 |
| Horizon Farm Credit, ACA | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 664 | 22.5% of 561 decided |
| Joint | under 10 | |
| Race Not Available | 77 | 30.8% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 665 | 22.8% of 561 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 85 | 26.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 271 | 29.3% of 225 decided |
| Female | 134 | 25.9% of 112 decided |
| Joint | 305 | 16.9% of 255 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2608 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved