Mortgage lending in McKean County, Pennsylvania
Lenders in McKean County, Pennsylvania reported 674 mortgage applications for 2025, according to the CFPB.
674 mortgage applications and 404 loans originated in 2025; the denial rate was 26.7% of 572 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McKean County, PA.
- 674
- Applications
- 404
- Loans originated
- 26.7%
- Denial rate
- 153 denied of 572 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 674 | 404 |
| 2024 | 635 | 369 |
| 2023 | 688 | 384 |
| 2022 | 807 | 459 |
| 2021 | 960 | 610 |
| 2020 | 866 | 504 |
| 2019 | 799 | 484 |
| 2018 | 786 | 467 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northwest Bank | 88 | 120 |
| Rocket Mortgage | 79 | 106 |
| CNB Bank | 65 | 88 |
| Mortgage Research Center | 18 | 24 |
| PNC Bank N.A. | 18 | 39 |
| Pennsylvania State Employees Credit Union | 10 | 14 |
| Navy Federal Credit Union | 7 | 11 |
| Community Bank, N.A. | 7 | 13 |
| Figure Lending LLC | 6 | 8 |
| Movement Mortgage, LLC | 5 | 7 |
| United Wholesale Mortgage | 5 | 11 |
| The Juniata Valley Bank | 5 | 9 |
| Pennymac Loan Services LLC | 5 | 8 |
| Citizens & Northern Bank | 4 | 6 |
| New American Funding, LLC. | 4 | 12 |
| Freedom Mortgage Corporation | 4 | 6 |
| Bank of America NA | 4 | 6 |
| Planet Home Lending, LLC | 3 | 3 |
| Sofi Bank, National Association | 3 | 5 |
| loanDepot.com LLC | 3 | 8 |
| Newrez LLC | 3 | 5 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| Coastal Community Bank | 2 | 11 |
| Zillow Home Loans, LLC | 2 | 2 |
| Nationstar Mortgage | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 578 | 25.4% of 500 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 79 | 34.4% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 565 | 26.2% of 484 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 101 | 28.7% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 294 | 24.4% of 258 decided |
| Female | 149 | 32.3% of 124 decided |
| Joint | 172 | 21.4% of 145 decided |
| Sex Not Available | 59 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2723 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved