Mortgage lending in Beaver County, Pennsylvania
Lenders in Beaver County, Pennsylvania reported 6,251 mortgage applications for 2025, according to the CFPB.
6,251 mortgage applications and 3,886 loans originated in 2025; the denial rate was 21.8% of 5,222 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsburgh, PA HUD Metro FMR Area.
- 6,251
- Applications
- 3,886
- Loans originated
- 21.8%
- Denial rate
- 1,139 denied of 5,222 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,251 | 3,886 |
| 2024 | 5,639 | 3,458 |
| 2023 | 5,354 | 3,346 |
| 2022 | 6,712 | 4,257 |
| 2021 | 10,039 | 6,563 |
| 2020 | 8,471 | 5,487 |
| 2019 | 7,438 | 4,722 |
| 2018 | 6,873 | 4,239 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 315 | 441 |
| Huntington National Bank | 299 | 553 |
| PNC Bank N.A. | 269 | 401 |
| Citizens Bank, NA | 246 | 426 |
| Clearview Federal Credit Union | 240 | 351 |
| United Wholesale Mortgage | 182 | 251 |
| First National Bank of PA | 156 | 242 |
| Movement Mortgage, LLC | 139 | 171 |
| Wesbanco Bank, Inc. | 112 | 165 |
| Dollar Bank, FSB | 81 | 117 |
| Mortgage Research Center | 73 | 127 |
| Howard Hanna Financial Services, Inc | 70 | 88 |
| Victorian Finance, LLC | 65 | 83 |
| West Aircomm Federal Credit Union | 55 | 68 |
| Pennymac Loan Services LLC | 50 | 97 |
| Farmers Building and Savings Bank | 49 | 63 |
| Liberty Federal Credit Union | 47 | 62 |
| Union Home Mortgage Corp. | 47 | 56 |
| New Alliance Credit Union | 45 | 55 |
| Freedom United Federal Credit Union | 45 | 52 |
| Guaranteed Rate Affinity, LLC | 45 | 67 |
| West Penn Financial Service Center, Inc. | 43 | 46 |
| Union Savings Bank | 39 | 49 |
| Pennsylvania State Employees Credit Union | 38 | 50 |
| Freedom Mortgage Corporation | 33 | 71 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 38 | no rate: base under 50 |
| Black or African American | 257 | 33.8% of 204 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,085 | 20.5% of 4,322 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Race Not Available | 796 | 27.4% of 603 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 96 | 22.9% of 83 decided |
| Not Hispanic or Latino | 5,253 | 21.1% of 4,445 decided |
| Joint | withheld | |
| Ethnicity Not Available | 853 | 27.5% of 658 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,371 | 22.6% of 1,947 decided |
| Female | 1,420 | 26.4% of 1,206 decided |
| Joint | 1,922 | 16.3% of 1,674 decided |
| Sex Not Available | 538 | 27.6% of 395 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2250 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved