Mortgage lending in Butler County, Pennsylvania
Lenders in Butler County, Pennsylvania reported 7,248 mortgage applications for 2025, according to the CFPB.
7,248 mortgage applications and 4,991 loans originated in 2025; the denial rate was 15.6% of 6,141 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsburgh, PA HUD Metro FMR Area.
- 7,248
- Applications
- 4,991
- Loans originated
- 15.6%
- Denial rate
- 956 denied of 6,141 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,248 | 4,991 |
| 2024 | 6,298 | 4,282 |
| 2023 | 6,264 | 4,132 |
| 2022 | 9,018 | 6,122 |
| 2021 | 13,706 | 9,688 |
| 2020 | 13,118 | 9,190 |
| 2019 | 9,427 | 6,691 |
| 2018 | 8,613 | 5,875 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Armco Credit Union | 521 | 624 |
| PNC Bank N.A. | 290 | 442 |
| United Wholesale Mortgage | 281 | 341 |
| NVR Mortgage Finance, Inc. | 259 | 284 |
| Rocket Mortgage | 253 | 341 |
| Citizens Bank, NA | 244 | 372 |
| First National Bank of PA | 231 | 326 |
| Dollar Bank, FSB | 170 | 236 |
| First Commonwealth Bank | 163 | 245 |
| DHI Mortgage Company, LTD. | 104 | 125 |
| Union Home Mortgage Corp. | 103 | 128 |
| Huntington National Bank | 95 | 187 |
| Howard Hanna Financial Services, Inc | 95 | 114 |
| Clearview Federal Credit Union | 94 | 139 |
| NexTier Bank, National Association | 77 | 100 |
| Northwest Bank | 77 | 101 |
| Wesbanco Bank, Inc. | 74 | 100 |
| S&T Bank | 60 | 86 |
| Pennymac Loan Services LLC | 60 | 106 |
| RMC Home Mortgage, LLC | 57 | 78 |
| Guaranteed Rate Affinity, LLC | 56 | 67 |
| Union Savings Bank | 56 | 70 |
| Cfsbank | 55 | 63 |
| State Financial Network LLC | 49 | 49 |
| West Penn Financial Service Center, Inc. | 49 | 59 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 229 | 12.0% of 175 decided |
| Black or African American | 52 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,063 | 15.6% of 5,191 decided |
| 2 or more minority races | under 10 | |
| Joint | 71 | 15.4% of 65 decided |
| Race Not Available | 813 | 15.2% of 650 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 84 | 19.1% of 68 decided |
| Not Hispanic or Latino | 6,240 | 15.4% of 5,338 decided |
| Joint | withheld | |
| Ethnicity Not Available | 844 | 16.9% of 673 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,321 | 17.2% of 1,928 decided |
| Female | 1,288 | 21.6% of 1,088 decided |
| Joint | 3,150 | 12.2% of 2,739 decided |
| Sex Not Available | 489 | 14.2% of 386 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1183 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved