Mortgage lending in Fayette County, Pennsylvania
Lenders in Fayette County, Pennsylvania reported 3,899 mortgage applications for 2025, according to the CFPB.
3,899 mortgage applications and 2,394 loans originated in 2025; the denial rate was 24.0% of 3,278 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsburgh, PA HUD Metro FMR Area.
- 3,899
- Applications
- 2,394
- Loans originated
- 24.0%
- Denial rate
- 786 denied of 3,278 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,899 | 2,394 |
| 2024 | 3,293 | 1,902 |
| 2023 | 3,162 | 1,795 |
| 2022 | 3,942 | 2,402 |
| 2021 | 4,903 | 2,987 |
| 2020 | 4,337 | 2,711 |
| 2019 | 3,887 | 2,344 |
| 2018 | 3,785 | 2,239 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PNC Bank N.A. | 618 | 918 |
| Somerset Trust Company | 239 | 287 |
| First Federal Savings and Loan | 181 | 219 |
| Rocket Mortgage | 137 | 213 |
| First National Bank of PA | 123 | 218 |
| United Bank VA | 55 | 82 |
| Frick Financial Fcu | 55 | 65 |
| Cfsbank | 53 | 65 |
| Plaza Home Mortgage, Inc | 53 | 75 |
| Pennsylvania State Employees Credit Union | 46 | 73 |
| United Wholesale Mortgage | 45 | 79 |
| Stockton Mortgage Corporation | 40 | 51 |
| Kiavi Funding, Inc. | 38 | 76 |
| Mortgage Research Center | 31 | 73 |
| Dollar Bank, FSB | 28 | 39 |
| Citizens Bank, NA | 26 | 54 |
| Crosscountry Mortgage, LLC | 25 | 46 |
| Pennymac Loan Services LLC | 18 | 29 |
| Community Bank | 17 | 24 |
| Equity Resources Inc | 17 | 21 |
| Valley 1st Community FCU | 15 | 15 |
| Mon Valley Community Federal Credit Union | 15 | 16 |
| loanDepot.com LLC | 15 | 35 |
| Movement Mortgage, LLC | 15 | 22 |
| Freedom Mortgage Corporation | 15 | 44 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 119 | 41.6% of 101 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,302 | 22.9% of 2,824 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 425 | 26.4% of 307 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 46 | no rate: base under 50 |
| Not Hispanic or Latino | 3,355 | 23.4% of 2,874 decided |
| Joint | withheld | |
| Ethnicity Not Available | 475 | 27.8% of 345 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,434 | 25.1% of 1,202 decided |
| Female | 802 | 29.0% of 685 decided |
| Joint | 1,327 | 19.4% of 1,156 decided |
| Sex Not Available | 336 | 26.0% of 235 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2782 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved