Mortgage lending in Bucks County, Pennsylvania
Lenders in Bucks County, Pennsylvania reported 23,445 mortgage applications for 2025, according to the CFPB.
23,445 mortgage applications and 14,379 loans originated in 2025; the denial rate was 20.7% of 19,090 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 23,445
- Applications
- 14,379
- Loans originated
- 20.7%
- Denial rate
- 3,955 denied of 19,090 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 23,445 | 14,379 |
| 2024 | 20,703 | 12,578 |
| 2023 | 20,232 | 12,303 |
| 2022 | 29,402 | 18,347 |
| 2021 | 51,419 | 34,073 |
| 2020 | 49,639 | 32,578 |
| 2019 | 32,682 | 20,275 |
| 2018 | 28,421 | 17,114 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Police and Fire Federal Credit Union | 1,014 | 1,764 |
| Citizens Bank, NA | 873 | 1,385 |
| Rocket Mortgage | 853 | 1,092 |
| American Heritage Federal Credit Union | 604 | 948 |
| TruMark Financial Credit Union | 503 | 804 |
| United Wholesale Mortgage | 488 | 668 |
| Penn Community Bank | 488 | 652 |
| Crosscountry Mortgage, LLC | 487 | 652 |
| PNC Bank N.A. | 417 | 678 |
| Pennymac Loan Services LLC | 279 | 446 |
| TD Bank | 276 | 498 |
| Prosperity Home Mortgage, LLC | 275 | 351 |
| Bank of America NA | 275 | 544 |
| Movement Mortgage, LLC | 255 | 331 |
| Guaranteed Rate, Inc. | 243 | 382 |
| CMG Mortgage Inc | 231 | 319 |
| Univest Bank and Trust Co. | 194 | 276 |
| Lending Capital Group, Inc | 152 | 193 |
| Newrez LLC | 150 | 422 |
| Navy Federal Credit Union | 139 | 281 |
| Provident Funding Associates | 124 | 157 |
| Merck Sharp and Dohme FCU | 123 | 129 |
| JPMorgan Chase Bank, NA | 118 | 176 |
| Wells Fargo Bank NA | 117 | 191 |
| Union Home Mortgage Corp. | 116 | 134 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | 46.0% of 50 decided |
| Asian | 1,435 | 21.9% of 1,133 decided |
| Black or African American | 587 | 38.5% of 478 decided |
| Native Hawaiian or Other Pacific Islander | 34 | no rate: base under 50 |
| White | 17,394 | 19.3% of 14,458 decided |
| 2 or more minority races | withheld | |
| Joint | 332 | 19.9% of 261 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,575 | 24.3% of 2,664 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 866 | 29.2% of 688 decided |
| Not Hispanic or Latino | 18,544 | 19.9% of 15,366 decided |
| Joint | 386 | 17.8% of 314 decided |
| Ethnicity Not Available | 3,638 | 23.6% of 2,716 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,674 | 23.9% of 6,146 decided |
| Female | 4,403 | 25.8% of 3,591 decided |
| Joint | 9,430 | 15.4% of 7,944 decided |
| Sex Not Available | 1,938 | 23.6% of 1,409 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 491 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved