Mortgage lending in Perry County, Pennsylvania
Lenders in Perry County, Pennsylvania reported 1,725 mortgage applications for 2025, according to the CFPB.
1,725 mortgage applications and 1,057 loans originated in 2025; the denial rate was 23.7% of 1,482 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrisburg-Carlisle, PA MSA.
- 1,725
- Applications
- 1,057
- Loans originated
- 23.7%
- Denial rate
- 351 denied of 1,482 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,725 | 1,057 |
| 2024 | 1,664 | 1,023 |
| 2023 | 1,531 | 917 |
| 2022 | 1,967 | 1,229 |
| 2021 | 2,814 | 1,829 |
| 2020 | 2,514 | 1,636 |
| 2019 | 2,034 | 1,305 |
| 2018 | 1,964 | 1,235 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Members 1ST Fcu | 206 | 342 |
| Pennsylvania State Employees Credit Union | 106 | 137 |
| The Bank of Landisburg | 89 | 121 |
| United Wholesale Mortgage | 59 | 66 |
| Rocket Mortgage | 53 | 77 |
| New American Funding, LLC. | 27 | 49 |
| Guild Mortgage Company | 25 | 26 |
| The Juniata Valley Bank | 23 | 29 |
| Orrstown Bank | 20 | 33 |
| Mortgage Research Center | 19 | 34 |
| CMG Mortgage Inc | 18 | 25 |
| Pennymac Loan Services LLC | 17 | 29 |
| Belco Community Credit Union | 16 | 27 |
| Freedom Mortgage Corporation | 13 | 29 |
| Pennian Bank | 12 | 16 |
| Fairway Independent Mort Corp | 12 | 14 |
| Crosscountry Mortgage, LLC | 12 | 18 |
| Radius Financial Group Inc | 10 | 11 |
| PNC Bank N.A. | 10 | 16 |
| Fulton Bank, National Association | 10 | 16 |
| First National Bank of PA | 10 | 19 |
| Guaranteed Rate Affinity, LLC | 9 | 9 |
| loanDepot.com LLC | 9 | 23 |
| Newrez LLC | 9 | 21 |
| Citizens Bank, NA | 9 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 19 | no rate: base under 50 |
| White | 1,488 | 22.5% of 1,304 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 181 | 34.8% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 30 | no rate: base under 50 |
| Not Hispanic or Latino | 1,494 | 22.5% of 1,302 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 188 | 37.0% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 576 | 25.4% of 477 decided |
| Female | 351 | 27.1% of 306 decided |
| Joint | 686 | 19.0% of 611 decided |
| Sex Not Available | 112 | 35.2% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1847 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved