Mortgage lending in Wayne County, Pennsylvania
Lenders in Wayne County, Pennsylvania reported 2,324 mortgage applications for 2025, according to the CFPB.
2,324 mortgage applications and 1,407 loans originated in 2025; the denial rate was 21.3% of 1,867 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, PA.
- 2,324
- Applications
- 1,407
- Loans originated
- 21.3%
- Denial rate
- 397 denied of 1,867 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,324 | 1,407 |
| 2024 | 2,052 | 1,257 |
| 2023 | 1,882 | 1,153 |
| 2022 | 2,763 | 1,724 |
| 2021 | 3,667 | 2,283 |
| 2020 | 3,380 | 2,136 |
| 2019 | 2,259 | 1,386 |
| 2018 | 2,085 | 1,224 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Honesdale National Bank | 185 | 217 |
| Rocket Mortgage | 106 | 143 |
| The Dime Bank | 104 | 152 |
| Wayne Bank | 104 | 154 |
| Summit Mortgage Corporation | 71 | 91 |
| NBT Bank NA | 46 | 73 |
| United Wholesale Mortgage | 38 | 55 |
| Guaranteed Rate, Inc. | 32 | 62 |
| Crosscountry Mortgage, LLC | 31 | 45 |
| Ixonia Bank | 26 | 31 |
| Pennsylvania State Employees Credit Union | 22 | 33 |
| Mortgage Research Center | 21 | 41 |
| Guild Mortgage Company | 20 | 29 |
| PNC Bank N.A. | 20 | 41 |
| Nationstar Mortgage | 17 | 19 |
| Citizens Bank, NA | 17 | 44 |
| Pennymac Loan Services LLC | 17 | 43 |
| Fidelity Deposit & Discount Bank | 16 | 18 |
| Peoples Security Bank and Trust Company | 15 | 27 |
| First National Bank of PA | 15 | 19 |
| Net Credit Union | 14 | 19 |
| Prosperity Home Mortgage, LLC | 13 | 17 |
| Navy Federal Credit Union | 12 | 34 |
| Citizens Savings Bank | 12 | 16 |
| loanDepot.com LLC | 11 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 49 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,828 | 20.2% of 1,492 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 379 | 22.7% of 287 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 110 | 24.4% of 82 decided |
| Not Hispanic or Latino | 1,780 | 20.5% of 1,461 decided |
| Joint | withheld | |
| Ethnicity Not Available | 388 | 24.0% of 287 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 826 | 25.5% of 656 decided |
| Female | 434 | 23.5% of 344 decided |
| Joint | 848 | 15.8% of 707 decided |
| Sex Not Available | 216 | 23.1% of 160 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1468 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved