Mortgage lending in Lehigh County, Pennsylvania
Lenders in Lehigh County, Pennsylvania reported 12,862 mortgage applications for 2025, according to the CFPB.
12,862 mortgage applications and 7,771 loans originated in 2025; the denial rate was 22.3% of 10,561 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Allentown-Bethlehem-Easton, PA HUD Metro FMR Area.
- 12,862
- Applications
- 7,771
- Loans originated
- 22.3%
- Denial rate
- 2,354 denied of 10,561 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,862 | 7,771 |
| 2024 | 12,148 | 7,345 |
| 2023 | 10,939 | 6,493 |
| 2022 | 15,150 | 9,347 |
| 2021 | 22,758 | 14,881 |
| 2020 | 20,155 | 13,063 |
| 2019 | 14,456 | 9,065 |
| 2018 | 12,730 | 7,834 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 442 | 594 |
| Embassy Bank for the Lehigh Valley | 395 | 506 |
| Crosscountry Mortgage, LLC | 392 | 557 |
| First Commonwealth Federal Cre | 336 | 537 |
| United Wholesale Mortgage | 330 | 476 |
| People First Federal Credit Union | 260 | 454 |
| PNC Bank N.A. | 188 | 314 |
| Pennymac Loan Services LLC | 177 | 308 |
| Prosperity Home Mortgage, LLC | 169 | 204 |
| Guild Mortgage Company | 160 | 220 |
| CMG Mortgage Inc | 158 | 225 |
| Members 1ST Fcu | 149 | 307 |
| Mortgage America, Inc. | 148 | 171 |
| Truist Bank | 138 | 259 |
| DHI Mortgage Company, LTD. | 125 | 169 |
| loanDepot.com LLC | 113 | 163 |
| Citizens Bank, NA | 107 | 165 |
| Newrez LLC | 100 | 321 |
| Firstrust Savings Bank | 91 | 112 |
| Allentown Federal Credit Union | 89 | 93 |
| Bank of America NA | 89 | 243 |
| Pennsylvania State Employees Credit Union | 85 | 131 |
| Planet Home Lending, LLC | 76 | 100 |
| New Tripoli Bank | 75 | 83 |
| NVR Mortgage Finance, Inc. | 72 | 90 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 79 | 46.7% of 60 decided |
| Asian | 843 | 18.6% of 646 decided |
| Black or African American | 862 | 31.8% of 716 decided |
| Native Hawaiian or Other Pacific Islander | 40 | no rate: base under 50 |
| White | 8,066 | 20.1% of 6,801 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 244 | 31.1% of 209 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Race Not Available | 2,690 | 25.3% of 2,067 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,519 | 31.4% of 2,096 decided |
| Not Hispanic or Latino | 7,986 | 19.5% of 6,635 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,060 | 22.6% of 1,583 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,715 | 24.1% of 3,837 decided |
| Female | 2,914 | 26.1% of 2,400 decided |
| Joint | 4,081 | 17.3% of 3,454 decided |
| Sex Not Available | 1,152 | 23.7% of 870 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 923 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved