Mortgage lending in York County, Pennsylvania
Lenders in York County, Pennsylvania reported 19,899 mortgage applications for 2025, according to the CFPB.
19,899 mortgage applications and 12,504 loans originated in 2025; the denial rate was 21.3% of 16,718 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: York-Hanover, PA MSA.
- 19,899
- Applications
- 12,504
- Loans originated
- 21.3%
- Denial rate
- 3,561 denied of 16,718 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,899 | 12,504 |
| 2024 | 18,740 | 11,551 |
| 2023 | 17,493 | 10,757 |
| 2022 | 23,020 | 14,629 |
| 2021 | 32,992 | 22,018 |
| 2020 | 29,113 | 19,243 |
| 2019 | 20,437 | 13,262 |
| 2018 | 19,298 | 12,425 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Members 1ST Fcu | 1,417 | 2,415 |
| Acnb Bank | 681 | 860 |
| Rocket Mortgage | 662 | 932 |
| M&T Bank | 607 | 865 |
| Crosscountry Mortgage, LLC | 477 | 613 |
| Fulton Bank, National Association | 413 | 567 |
| CMG Mortgage Inc | 366 | 439 |
| Pennsylvania State Employees Credit Union | 324 | 453 |
| First Capital Credit Union | 312 | 485 |
| United Wholesale Mortgage | 295 | 464 |
| Guild Mortgage Company | 294 | 337 |
| Pennymac Loan Services LLC | 269 | 444 |
| Movement Mortgage, LLC | 238 | 296 |
| Orrstown Bank | 229 | 325 |
| Radius Financial Group Inc | 222 | 276 |
| PNC Bank N.A. | 201 | 339 |
| Truist Bank | 187 | 355 |
| Citizens Bank, NA | 179 | 295 |
| Heritage Valley FCU | 169 | 193 |
| First National Bank of PA | 162 | 297 |
| Nymeo Federal Credit Union | 156 | 156 |
| Primary Residential Mortgage, INC. | 153 | 191 |
| Kiavi Funding, Inc. | 151 | 249 |
| Navy Federal Credit Union | 130 | 277 |
| Mortgage Research Center | 122 | 288 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 57 | no rate: base under 50 |
| Asian | 405 | 20.4% of 334 decided |
| Black or African American | 1,112 | 30.4% of 891 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 14,689 | 20.8% of 12,614 decided |
| 2 or more minority races | 34 | no rate: base under 50 |
| Joint | 314 | 15.5% of 258 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,262 | 20.5% of 2,530 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,198 | 28.8% of 986 decided |
| Not Hispanic or Latino | 15,295 | 20.9% of 13,080 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,089 | 20.5% of 2,378 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,701 | 24.9% of 5,635 decided |
| Female | 4,166 | 26.5% of 3,505 decided |
| Joint | 7,041 | 15.7% of 6,053 decided |
| Sex Not Available | 1,991 | 18.2% of 1,525 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1469 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved