Mortgage lending in Dauphin County, Pennsylvania
Lenders in Dauphin County, Pennsylvania reported 10,762 mortgage applications for 2025, according to the CFPB.
10,762 mortgage applications and 6,555 loans originated in 2025; the denial rate was 22.8% of 8,981 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrisburg-Carlisle, PA MSA.
- 10,762
- Applications
- 6,555
- Loans originated
- 22.8%
- Denial rate
- 2,047 denied of 8,981 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,762 | 6,555 |
| 2024 | 10,237 | 6,154 |
| 2023 | 9,582 | 5,513 |
| 2022 | 12,814 | 7,921 |
| 2021 | 17,819 | 11,539 |
| 2020 | 15,430 | 9,831 |
| 2019 | 11,885 | 7,418 |
| 2018 | 10,841 | 6,746 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Members 1ST Fcu | 809 | 1,383 |
| Pennsylvania State Employees Credit Union | 650 | 909 |
| Rocket Mortgage | 390 | 521 |
| United Wholesale Mortgage | 257 | 348 |
| Crosscountry Mortgage, LLC | 195 | 277 |
| Pennymac Loan Services LLC | 181 | 282 |
| Guild Mortgage Company | 176 | 203 |
| Fulton Bank, National Association | 174 | 272 |
| First National Bank of PA | 171 | 285 |
| Citizens Bank, NA | 157 | 267 |
| Fairway Independent Mort Corp | 134 | 156 |
| Mid Penn Bank | 120 | 192 |
| M&T Bank | 119 | 203 |
| Belco Community Credit Union | 114 | 198 |
| PNC Bank N.A. | 106 | 186 |
| Truist Bank | 95 | 159 |
| loanDepot.com LLC | 85 | 147 |
| New American Funding, LLC. | 85 | 182 |
| CMG Mortgage Inc | 82 | 104 |
| Mortgage Research Center | 79 | 158 |
| Navy Federal Credit Union | 68 | 129 |
| First Alliance Home Mortgage, LLC | 63 | 86 |
| Nationstar Mortgage | 61 | 81 |
| Movement Mortgage, LLC | 60 | 79 |
| Nymeo Federal Credit Union | 53 | 53 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 604 | 23.3% of 489 decided |
| Black or African American | 1,191 | 34.6% of 965 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,654 | 20.2% of 5,689 decided |
| 2 or more minority races | 25 | no rate: base under 50 |
| Joint | 187 | 21.9% of 160 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,036 | 24.0% of 1,608 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 831 | 28.0% of 651 decided |
| Not Hispanic or Latino | 7,865 | 22.1% of 6,687 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,867 | 23.5% of 1,478 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,639 | 26.2% of 2,957 decided |
| Female | 2,658 | 26.6% of 2,218 decided |
| Joint | 3,273 | 16.0% of 2,857 decided |
| Sex Not Available | 1,192 | 23.7% of 949 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1640 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved