Mortgage lending in Allegheny County, Pennsylvania
Lenders in Allegheny County, Pennsylvania reported 43,041 mortgage applications for 2025, according to the CFPB.
43,041 mortgage applications and 26,766 loans originated in 2025; the denial rate was 20.6% of 35,406 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsburgh, PA HUD Metro FMR Area.
- 43,041
- Applications
- 26,766
- Loans originated
- 20.6%
- Denial rate
- 7,281 denied of 35,406 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 43,041 | 26,766 |
| 2024 | 38,296 | 23,463 |
| 2023 | 37,529 | 23,331 |
| 2022 | 51,390 | 32,742 |
| 2021 | 77,399 | 51,398 |
| 2020 | 69,965 | 46,063 |
| 2019 | 53,523 | 34,847 |
| 2018 | 49,922 | 32,118 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PNC Bank N.A. | 3,102 | 4,709 |
| Dollar Bank, FSB | 1,935 | 2,816 |
| Citizens Bank, NA | 1,918 | 3,267 |
| Rocket Mortgage | 1,431 | 2,079 |
| First National Bank of PA | 1,232 | 1,923 |
| United Wholesale Mortgage | 1,125 | 1,552 |
| Movement Mortgage, LLC | 774 | 999 |
| Clearview Federal Credit Union | 723 | 1,039 |
| First Commonwealth Bank | 711 | 1,207 |
| Howard Hanna Financial Services, Inc | 585 | 739 |
| Huntington National Bank | 509 | 947 |
| S&T Bank | 477 | 756 |
| Affordable Mortgage Advisors | 411 | 524 |
| Union Home Mortgage Corp. | 407 | 515 |
| Guaranteed Rate Affinity, LLC | 374 | 530 |
| Victorian Finance, LLC | 340 | 463 |
| Crosscountry Mortgage, LLC | 304 | 437 |
| Wesbanco Bank, Inc. | 282 | 381 |
| Pennymac Loan Services LLC | 270 | 544 |
| NVR Mortgage Finance, Inc. | 263 | 307 |
| West Penn Financial Service Center, Inc. | 261 | 296 |
| Pennsylvania State Employees Credit Union | 261 | 381 |
| Mortgage Research Center | 235 | 495 |
| Union Savings Bank | 231 | 304 |
| JPMorgan Chase Bank, NA | 204 | 384 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 106 | 38.6% of 88 decided |
| Asian | 2,002 | 20.2% of 1,556 decided |
| Black or African American | 3,322 | 35.3% of 2,647 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 29,712 | 18.6% of 25,160 decided |
| 2 or more minority races | 83 | 42.0% of 69 decided |
| Joint | 658 | 16.0% of 536 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 7,130 | 22.4% of 5,328 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 883 | 29.6% of 693 decided |
| Not Hispanic or Latino | 34,517 | 20.0% of 28,963 decided |
| Joint | 445 | 19.5% of 379 decided |
| Ethnicity Not Available | 7,183 | 22.5% of 5,359 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 14,732 | 23.0% of 12,058 decided |
| Female | 10,493 | 24.0% of 8,745 decided |
| Joint | 12,959 | 14.8% of 11,042 decided |
| Sex Not Available | 4,857 | 21.7% of 3,561 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1639 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved