Mortgage lending in Wyoming County, Pennsylvania
Lenders in Wyoming County, Pennsylvania reported 768 mortgage applications for 2025, according to the CFPB.
768 mortgage applications and 464 loans originated in 2025; the denial rate was 23.2% of 629 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scranton--Wilkes-Barre, PA MSA.
- 768
- Applications
- 464
- Loans originated
- 23.2%
- Denial rate
- 146 denied of 629 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 768 | 464 |
| 2024 | 729 | 436 |
| 2023 | 628 | 357 |
| 2022 | 955 | 585 |
| 2021 | 1,356 | 854 |
| 2020 | 1,185 | 703 |
| 2019 | 886 | 525 |
| 2018 | 953 | 536 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Security Bank and Trust Company | 53 | 66 |
| Community Bank, N.A. | 36 | 52 |
| Rocket Mortgage | 33 | 44 |
| First National Bank of PA | 24 | 41 |
| P&G Mehoopany Employees FCU | 23 | 30 |
| Fidelity Deposit & Discount Bank | 17 | 20 |
| Guild Mortgage Company | 17 | 18 |
| PS Bank | 14 | 22 |
| M&T Bank | 13 | 21 |
| Mortgage Research Center | 12 | 22 |
| Ixonia Bank | 12 | 17 |
| SWBC Mortgage Corporation | 11 | 16 |
| Pennsylvania State Employees Credit Union | 11 | 14 |
| United Wholesale Mortgage | 10 | 16 |
| Citizens Bank, NA | 10 | 17 |
| Pennymac Loan Services LLC | 10 | 15 |
| Penn East Federal Credit Union | 9 | 21 |
| PNC Bank N.A. | 9 | 15 |
| Citizens Savings Bank | 6 | 7 |
| Luzerne Bank | 5 | 7 |
| Crosscountry Mortgage, LLC | 5 | 15 |
| Cross Valley Federal Credit Union | 4 | 4 |
| Citizens & Northern Bank | 4 | 6 |
| Figure Lending LLC | 4 | 9 |
| Coastal Community Bank | 4 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 664 | 22.4% of 548 decided |
| Joint | under 10 | |
| Race Not Available | 93 | 30.1% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 645 | 21.9% of 533 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 34.2% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 313 | 25.9% of 251 decided |
| Female | 138 | 27.3% of 110 decided |
| Joint | 250 | 14.5% of 213 decided |
| Sex Not Available | 67 | 36.4% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2062 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved