First Commonwealth Bank
First Commonwealth Bank reported 7,579 mortgage applications for 2025, according to the CFPB.
7,579 mortgage applications and 4,683 loans originated in 2025; the denial rate was 26.5% of 6,789 applications decided. Its RSSD in the 2023 reporter panel is 42420. From 2025, the CFPB’s Snapshot release.
The same RSSD is First Commonwealth Bank’s: its bank page on the banks hub.
- 7,579
- Applications
- 4,683
- Loans originated
- 26.5%
- Denial rate
- 1,796 denied of 6,789 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First Commonwealth Bank | 7,579 |
| 2024 | First Commonwealth Bank | 5,986 |
| 2023 | First Commonwealth Bank | 8,049 |
| 2022 | First Commonwealth Bank | 12,544 |
| 2021 | First Commonwealth Bank | 14,723 |
| 2020 | First Commonwealth Bank | 14,007 |
| 2019 | First Commonwealth Bank | 10,417 |
| 2018 | First Commonwealth Bank | 9,460 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 109 | 26.7% of 90 decided |
| Black or African American | 235 | 37.1% of 205 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,585 | 25.5% of 5,915 decided |
| 2 or more minority races | withheld | |
| Joint | 75 | 29.0% of 69 decided |
| Race Not Available | 537 | 33.1% of 478 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 115 | 27.5% of 102 decided |
| Not Hispanic or Latino | 6,844 | 26.1% of 6,129 decided |
| Joint | withheld | |
| Ethnicity Not Available | 561 | 31.4% of 507 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,570 | 29.6% of 2,264 decided |
| Female | 1,754 | 31.7% of 1,555 decided |
| Joint | 2,921 | 20.1% of 2,668 decided |
| Sex Not Available | 334 | 32.1% of 302 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved