Mortgage lending in Clinton County, Pennsylvania
Lenders in Clinton County, Pennsylvania reported 1,259 mortgage applications for 2025, according to the CFPB.
1,259 mortgage applications and 792 loans originated in 2025; the denial rate was 22.9% of 1,072 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clinton County, PA.
- 1,259
- Applications
- 792
- Loans originated
- 22.9%
- Denial rate
- 245 denied of 1,072 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,259 | 792 |
| 2024 | 1,179 | 771 |
| 2023 | 1,136 | 751 |
| 2022 | 1,615 | 1,058 |
| 2021 | 1,940 | 1,251 |
| 2020 | 1,753 | 1,141 |
| 2019 | 1,515 | 939 |
| 2018 | 1,325 | 877 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Jersey Shore State Bank | 107 | 124 |
| Journey Bank | 81 | 95 |
| Northwest Bank | 59 | 102 |
| Rocket Mortgage | 50 | 68 |
| Kind Lending, LLC | 49 | 54 |
| First Commonwealth Bank | 49 | 98 |
| Pennsylvania State Employees Credit Union | 42 | 68 |
| Horizon Federal Credit Union | 30 | 64 |
| M&T Bank | 27 | 39 |
| Primelending | 23 | 30 |
| First National Bank of PA | 22 | 55 |
| Mortgage Research Center | 16 | 32 |
| Woodlands Bank | 12 | 15 |
| Susquehanna Community Bank | 12 | 12 |
| Affordable Mortgage Advisors | 11 | 14 |
| United Wholesale Mortgage | 11 | 20 |
| Horizon Farm Credit, ACA | 10 | 11 |
| Fairway Independent Mort Corp | 9 | 11 |
| Equity Prime Mortgage LLC | 8 | 10 |
| Citizens & Northern Bank | 7 | 7 |
| Guild Mortgage Company | 7 | 8 |
| Navy Federal Credit Union | 6 | 11 |
| Pennymac Loan Services LLC | 6 | 15 |
| Reliance Savings Bank | 5 | 7 |
| loanDepot.com LLC | 5 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 1,085 | 22.9% of 932 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 143 | 19.8% of 116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,093 | 22.6% of 942 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 154 | 25.4% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 454 | 28.9% of 374 decided |
| Female | 208 | 25.7% of 179 decided |
| Joint | 490 | 17.8% of 433 decided |
| Sex Not Available | 107 | 16.3% of 86 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2457 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved