Mortgage lending in Mifflin County, Pennsylvania
Lenders in Mifflin County, Pennsylvania reported 1,261 mortgage applications for 2025, according to the CFPB.
1,261 mortgage applications and 826 loans originated in 2025; the denial rate was 20.5% of 1,079 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mifflin County, PA.
- 1,261
- Applications
- 826
- Loans originated
- 20.5%
- Denial rate
- 221 denied of 1,079 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,261 | 826 |
| 2024 | 1,183 | 775 |
| 2023 | 1,150 | 746 |
| 2022 | 1,482 | 994 |
| 2021 | 1,626 | 1,077 |
| 2020 | 1,382 | 850 |
| 2019 | 1,121 | 698 |
| 2018 | 1,144 | 703 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Kish Bank | 246 | 296 |
| The Juniata Valley Bank | 77 | 100 |
| Rocket Mortgage | 65 | 81 |
| First National Bank of PA | 53 | 110 |
| Pennsylvania State Employees Credit Union | 47 | 70 |
| Citizens Bank, NA | 22 | 33 |
| Equity Prime Mortgage LLC | 20 | 30 |
| Mortgage Research Center | 14 | 28 |
| United Wholesale Mortgage | 14 | 17 |
| First Community Mortgage, Inc. | 14 | 18 |
| Members 1ST Fcu | 13 | 19 |
| Everence Federal Credit Union | 10 | 14 |
| Community State Bank of Orbisonia | 10 | 17 |
| Northwest Bank | 9 | 11 |
| The Loan Store, Inc | 8 | 9 |
| Pennian Bank | 7 | 7 |
| Horizon Farm Credit, ACA | 7 | 7 |
| M&T Bank | 7 | 9 |
| Navy Federal Credit Union | 6 | 7 |
| Ocmbc, Inc. | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 17 |
| Fairway Independent Mort Corp | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 12 |
| Plains Commerce Bank | 5 | 8 |
| American Financial Resources LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,071 | 20.8% of 933 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 165 | 13.4% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 1,047 | 21.1% of 916 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 179 | 16.6% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 408 | 21.8% of 344 decided |
| Female | 195 | 27.7% of 159 decided |
| Joint | 520 | 18.3% of 469 decided |
| Sex Not Available | 138 | 14.9% of 107 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2724 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved