Mortgage lending in Tioga County, Pennsylvania
Lenders in Tioga County, Pennsylvania reported 1,198 mortgage applications for 2025, according to the CFPB.
1,198 mortgage applications and 735 loans originated in 2025; the denial rate was 22.6% of 994 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tioga County, PA.
- 1,198
- Applications
- 735
- Loans originated
- 22.6%
- Denial rate
- 225 denied of 994 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,198 | 735 |
| 2024 | 1,094 | 696 |
| 2023 | 1,106 | 730 |
| 2022 | 1,468 | 932 |
| 2021 | 1,802 | 1,193 |
| 2020 | 1,828 | 1,242 |
| 2019 | 1,444 | 931 |
| 2018 | 1,272 | 792 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens & Northern Bank | 180 | 236 |
| First Heritage Federal Credit Union | 102 | 148 |
| Rocket Mortgage | 51 | 67 |
| Corning Credit Union | 50 | 63 |
| First Citizens Community Bank | 48 | 61 |
| Northwest Bank | 25 | 48 |
| Pennsylvania State Employees Credit Union | 24 | 37 |
| Mortgage Research Center | 20 | 43 |
| Everett Financial, Inc. | 17 | 23 |
| United Wholesale Mortgage | 10 | 14 |
| Primelending | 9 | 13 |
| ServU Federal Credit Union | 9 | 11 |
| Tidewater Mortgage Services, Inc | 8 | 11 |
| Community Bank, N.A. | 7 | 13 |
| Union Home Mortgage Corp. | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 17 |
| Navy Federal Credit Union | 5 | 15 |
| Crosscountry Mortgage, LLC | 5 | 9 |
| Jersey Shore State Bank | 5 | 6 |
| Mortgage America, Inc. | 4 | 6 |
| Coastal Community Bank | 4 | 8 |
| loanDepot.com LLC | 4 | 10 |
| SWBC Mortgage Corporation | 4 | 7 |
| New American Funding, LLC. | 4 | 17 |
| Kind Lending, LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,042 | 21.4% of 868 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 132 | 28.0% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 1,035 | 21.5% of 868 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 148 | 29.6% of 115 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 435 | 25.1% of 350 decided |
| Female | 194 | 22.1% of 158 decided |
| Joint | 487 | 19.1% of 419 decided |
| Sex Not Available | 82 | 32.8% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2611 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved