Mortgage lending in Jefferson County, Pennsylvania
Lenders in Jefferson County, Pennsylvania reported 1,130 mortgage applications for 2025, according to the CFPB.
1,130 mortgage applications and 702 loans originated in 2025; the denial rate was 25.7% of 976 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, PA.
- 1,130
- Applications
- 702
- Loans originated
- 25.7%
- Denial rate
- 251 denied of 976 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,130 | 702 |
| 2024 | 1,030 | 636 |
| 2023 | 1,003 | 596 |
| 2022 | 1,435 | 904 |
| 2021 | 1,828 | 1,168 |
| 2020 | 1,555 | 1,004 |
| 2019 | 1,454 | 931 |
| 2018 | 1,283 | 775 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| S&T Bank | 181 | 248 |
| First Commonwealth Bank | 116 | 185 |
| InFirst Bank | 70 | 88 |
| Pennsylvania State Employees Credit Union | 34 | 48 |
| Rocket Mortgage | 30 | 58 |
| CNB Bank | 30 | 31 |
| Top Tier Federal Credit Union | 26 | 32 |
| Marion Center Bank | 18 | 29 |
| Farmers National Bank | 15 | 28 |
| Mortgage Research Center | 13 | 24 |
| United Wholesale Mortgage | 12 | 21 |
| PNC Bank N.A. | 10 | 16 |
| First National Bank of PA | 10 | 15 |
| Northwest Bank | 9 | 13 |
| Timberland Federal Credit Union | 8 | 10 |
| Planet Home Lending, LLC | 7 | 10 |
| Union Home Mortgage Corp. | 7 | 9 |
| Elderton State Bank | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 8 |
| Wells Fargo Bank NA | 6 | 6 |
| Navy Federal Credit Union | 5 | 6 |
| Tidewater Mortgage Services, Inc | 5 | 6 |
| Coastal Community Bank | 4 | 12 |
| New American Funding, LLC. | 4 | 15 |
| Amerisave Mortgage Company | 4 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,016 | 25.0% of 895 decided |
| Joint | under 10 | |
| Race Not Available | 99 | 34.8% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 1,009 | 24.6% of 886 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 110 | 36.3% of 80 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 392 | 26.1% of 334 decided |
| Female | 181 | 31.3% of 163 decided |
| Joint | 489 | 21.6% of 431 decided |
| Sex Not Available | 68 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2721 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved