Mortgage lending in Armstrong County, Pennsylvania
Lenders in Armstrong County, Pennsylvania reported 1,715 mortgage applications for 2025, according to the CFPB.
1,715 mortgage applications and 1,067 loans originated in 2025; the denial rate was 23.6% of 1,456 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Armstrong County, PA HUD Metro FMR Area.
- 1,715
- Applications
- 1,067
- Loans originated
- 23.6%
- Denial rate
- 344 denied of 1,456 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,715 | 1,067 |
| 2024 | 1,696 | 1,052 |
| 2023 | 1,614 | 991 |
| 2022 | 2,026 | 1,250 |
| 2021 | 2,676 | 1,685 |
| 2020 | 2,452 | 1,531 |
| 2019 | 2,175 | 1,350 |
| 2018 | 2,036 | 1,232 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| S&T Bank | 65 | 108 |
| Armstrong Associates FCU | 62 | 73 |
| First Commonwealth Bank | 62 | 94 |
| Elderton State Bank | 61 | 78 |
| Rocket Mortgage | 58 | 94 |
| United Wholesale Mortgage | 57 | 76 |
| Armstrong County Building and Loan Association | 55 | 57 |
| PNC Bank N.A. | 49 | 72 |
| Citizens Bank, NA | 46 | 76 |
| First National Bank of PA | 40 | 82 |
| NexTier Bank, National Association | 36 | 56 |
| Northwest Bank | 34 | 47 |
| Armco Credit Union | 28 | 32 |
| Plaza Home Mortgage, Inc | 26 | 33 |
| Pennsylvania State Employees Credit Union | 19 | 25 |
| Union Home Mortgage Corp. | 18 | 20 |
| Movement Mortgage, LLC | 17 | 20 |
| Clearview Federal Credit Union | 16 | 33 |
| Dollar Bank, FSB | 14 | 24 |
| Pennymac Loan Services LLC | 12 | 28 |
| Union Savings Bank | 10 | 12 |
| Howard Hanna Financial Services, Inc | 9 | 10 |
| Apollo Trust Company | 9 | 14 |
| Marion Center Bank | 9 | 11 |
| InFirst Bank | 9 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,537 | 23.2% of 1,325 decided |
| Joint | under 10 | |
| Race Not Available | 153 | 28.8% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 1,519 | 23.1% of 1,312 decided |
| Joint | withheld | |
| Ethnicity Not Available | 169 | 29.0% of 124 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 608 | 25.1% of 509 decided |
| Female | 312 | 32.2% of 267 decided |
| Joint | 687 | 17.8% of 600 decided |
| Sex Not Available | 108 | 28.7% of 80 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2715 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved