Mortgage lending in Clearfield County, Pennsylvania
Lenders in Clearfield County, Pennsylvania reported 2,289 mortgage applications for 2025, according to the CFPB.
2,289 mortgage applications and 1,460 loans originated in 2025; the denial rate was 21.7% of 1,926 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clearfield County, PA.
- 2,289
- Applications
- 1,460
- Loans originated
- 21.7%
- Denial rate
- 417 denied of 1,926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,289 | 1,460 |
| 2024 | 2,084 | 1,320 |
| 2023 | 2,117 | 1,327 |
| 2022 | 2,708 | 1,815 |
| 2021 | 3,197 | 2,119 |
| 2020 | 2,805 | 1,835 |
| 2019 | 2,593 | 1,650 |
| 2018 | 2,326 | 1,504 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CNB Bank | 363 | 425 |
| Rocket Mortgage | 123 | 166 |
| First Commonwealth Bank | 100 | 187 |
| S&T Bank | 88 | 132 |
| Pennsylvania State Employees Credit Union | 70 | 110 |
| Northwest Bank | 63 | 91 |
| Timberland Federal Credit Union | 36 | 68 |
| InFirst Bank | 34 | 40 |
| Jersey Shore State Bank | 32 | 38 |
| Mortgage Research Center | 28 | 58 |
| Mid Penn Bank | 27 | 41 |
| United Wholesale Mortgage | 25 | 38 |
| Newrez LLC | 22 | 45 |
| Fairway Independent Mort Corp | 22 | 26 |
| First National Bank of PA | 22 | 35 |
| M&T Bank | 17 | 24 |
| PNC Bank N.A. | 16 | 27 |
| Navy Federal Credit Union | 14 | 23 |
| Citizens Bank, NA | 13 | 24 |
| Huntington National Bank | 12 | 15 |
| Planet Home Lending, LLC | 12 | 16 |
| New American Funding, LLC. | 12 | 39 |
| Kish Bank | 11 | 12 |
| Freedom Mortgage Corporation | 10 | 24 |
| Farmers National Bank | 10 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,999 | 20.6% of 1,709 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 254 | 27.3% of 187 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 1,989 | 21.0% of 1,697 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 275 | 27.3% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 857 | 23.9% of 703 decided |
| Female | 401 | 25.2% of 341 decided |
| Joint | 853 | 17.2% of 750 decided |
| Sex Not Available | 178 | 25.8% of 132 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2717 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved