Mortgage lending in Lawrence County, Pennsylvania
Lenders in Lawrence County, Pennsylvania reported 3,216 mortgage applications for 2025, according to the CFPB.
3,216 mortgage applications and 1,845 loans originated in 2025; the denial rate was 26.3% of 2,649 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, PA HUD Metro FMR Area.
- 3,216
- Applications
- 1,845
- Loans originated
- 26.3%
- Denial rate
- 696 denied of 2,649 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,216 | 1,845 |
| 2024 | 2,744 | 1,602 |
| 2023 | 2,604 | 1,493 |
| 2022 | 3,476 | 2,030 |
| 2021 | 4,434 | 2,731 |
| 2020 | 3,684 | 2,166 |
| 2019 | 3,209 | 1,971 |
| 2018 | 3,129 | 1,885 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 244 | 457 |
| PNC Bank N.A. | 206 | 287 |
| First National Bank of PA | 153 | 245 |
| Rocket Mortgage | 137 | 185 |
| First Commonwealth Bank | 112 | 202 |
| United Wholesale Mortgage | 69 | 94 |
| Wesbanco Bank, Inc. | 62 | 95 |
| Howard Hanna Financial Services, Inc | 47 | 57 |
| Ixonia Bank | 41 | 57 |
| Union Savings Bank | 39 | 51 |
| Citizens Bank, NA | 36 | 78 |
| Mortgage Research Center | 32 | 61 |
| Movement Mortgage, LLC | 31 | 46 |
| Greenville Savings Bank | 27 | 31 |
| Clearview Federal Credit Union | 26 | 41 |
| Pennsylvania State Employees Credit Union | 21 | 34 |
| Allied Mortgage Group, Inc | 21 | 31 |
| Kiavi Funding, Inc. | 20 | 43 |
| Pennymac Loan Services LLC | 18 | 35 |
| Dollar Bank, FSB | 16 | 27 |
| Coastal Community Bank | 14 | 44 |
| Freedom Mortgage Corporation | 13 | 25 |
| West Penn Financial Service Center, Inc. | 11 | 14 |
| New American Funding, LLC. | 11 | 34 |
| BPL Mortgage, LLC | 10 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 75 | no rate: base under 50 |
| White | 2,624 | 25.1% of 2,208 decided |
| 2 or more minority races | under 10 | |
| Joint | 31 | no rate: base under 50 |
| Race Not Available | 471 | 31.4% of 360 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 52 | no rate: base under 50 |
| Not Hispanic or Latino | 2,683 | 26.1% of 2,241 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 452 | 28.8% of 337 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,187 | 26.8% of 963 decided |
| Female | 707 | 28.6% of 581 decided |
| Joint | 1,008 | 23.6% of 870 decided |
| Sex Not Available | 314 | 28.5% of 235 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2722 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved